The Law Dictionary

Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HARD DOLLARS

Direct payments made by clients to financial institutions for services rendered. In commercial banking a client may pay a fee for a credit facility; in securities a client may pay brokerage commissions

HARMLESS WARRANT

A warrant that requires the holder to give a bond like buying a new debt instrument. They have similar terms. AKA wedding warrants.

HAZARD ANALYSIS

Assessing risks in the environment for exposure points by degree of risk.

HEADLINE EFFECT

Stating that negativenews has an effect in companies and economy. It can cause less spending.

HEAT PUMP

A heater/air conditioner to give a year round interior temperature for a building.

HEDGE

An investment that takes position in futures or options to market to reduce the impact of changes in interest rates or prices. Refer to hedging.

HELP DESK

A call center to give user assistance on computer related issues. Individuals with a background walk a user through a process. A single product can have many help lines.

HETEROGENEOUS

A group of items that are different. It is the opposite of homogeneous.

HIERARCHY OF EFFECTS

The give steps of consumer passes. It is awareness, interest, evaluation, conviction, and purchase.

HIGH-YIELD BOND

A BOND issued by a firm with a SUBINVESTMENT GRADE CREDIT RATING (i.e., below BBB by Standard and Poor

HIT THE RIBBON

A phrase that describes a trade so it shows up on a ticker. I was stared when ticker tape or ribbon was used.

HOLDING POWER

How well a program can keep its audience from changing the station. It is a percent of the total viewers.

HOMEOWNERS INSURANCE POLICY

Protection policy that covers the insured persons spouse, children, and anyone ounder 21. The must live in the household.

HOSHIN KANRI

The Japanese plan to make sure the objectives are known through the organization and implemented from top to bottom. Usually four vision statements are made to promote future development. The plans for

HOSTILE TAKEOVER

A frim that is bought despite resistance from the board. The buyer takes over by the stockholders or removes the members who oppose them.

H-1B VISA

A visa that the US uses to let foreign parties work here temporarily. An employer must sponsor them and the job must be in one area by law. They can stay 6

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