The cost of health insurance increases with each passing year. If you're lucky enough to have a robust health insurance policy through your employer, union or educational institution, you're probably happy with
A card issued to each member of a health care plan. This card is presented at the time of a medical service to identify the person as being covered by an insurer.
An event that suspends coupon interest and principal when losses meet the agreed upon amount. This is also called an index or parametric trigger.
Security paid to protect a clearinghouse and to support loans. Refer to clearing, variation, and maintenance margin.
A derivative that calculates the amount of time interest can be earned. Refer to cap, floor, payer or reciever swapation, and commodity, credit, or currency derivatives.
A group that represents over the counter derivatives marketplace internationally.
When creditors force bankruptcy on the debtor.
New York City-based financial services firm. One of the oldest firms of this type. Its credit card business serves the most individuals while providing varied consumer services.
Protection from any statement made during judicial proceedings that is given to each attorney, judge, juror, litigant party, or witness who are a part of said legal proceedings.
Lender fees, paid in dollars versus a percentage of the loan total. Described in unfavorable terms.
Opposing wants of two or more parties needing redress or remedy.
Also referred to as a HR-10 plan. A plan that allows those who are self-employed to set up a retirement plan and have access to tax benefits comparative to the benefits offered
Keyboard or keypad driven computerized data entry. Prior to PCs, to issue commands or store data in the era of mini or mainframe computers, key punching was actual punching of holes in
Pre-launch gathering of stakeholders and prime movers of a program or project. Agenda is strategy, direction, roles, goals, and objectives.
An article taken apart, folded, or telescoped to reduce its shipping size by at least one third (33 1/3 percent) of its assembled bulk or size. Such articles, be they bicycles, fans,
Russian economist Nikolai Dmitrijewitsch Kondratieff (1892-1938) propose this cycle. The usual boom-bust cycles characteristic of a capitalist economy plays out over a period of about 60 years of major capital goods expansion
Count of employed or is seeking employment over total population, shown as a percentage.
To the point; using as few words as possible to form a point; straightforward.
Adding driveways, fencing, parking spaces, pavements, walls, and the like as limited-life enhancements to a parcel of developed land. Also refer to land development.
Offer termination, regardless of the reason, other than completion of the deal. An offer lapses due to (1) expiration date reached; (2) a reasonable period has gone by, having no specified expiration