Legal Articles

Continuously Insured

An insured person who has had no time period during which he or she was uninsured since first taking out an auto insurance policy.

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Comprehensive Coverage

The most common form of optional auto insurance coverage, alongside Collision, covering damage that is the result of non-collision factors, such weather and theft.

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Collision Coverage

Along with Comprehensive, the most common form of optional auto insurance coverage. Collision Coverage covers the cost (minus a deductible) of repairing damage to a vehicle when the insured driver is at fault or the at-fault driver is unknown

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Certificate of Financial Responsibility

A document issued by insurance companies or agents to vehicle owners as proof of compliance with laws requiring car insurance coverage.

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Car Insurance

A policy of insurance protecting an owner and driver against losses associated with the use and operation of a motor vehicle.

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Cancellation

When an insurance policy is terminated prior to the renewal date. Either the insurer or the insured can cancel a policy.

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CRIME COMMON-LAW

These are crimes that are committed and are punishable under common law and not crimes that have been created by statutes.

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CONTRADICTION IN TERMS

The term that is given to a statement that contradicts itself.

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COMPULSORY INSURANCE

the insurance that is compulsory and is required before you can operate a vehicle.

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CONCLUSIONS OF LAW

the conclusion that is reached by a court after considering all of the presented facts in a case. It is also a statement of the law by a court.

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CONVERSION

This term applies to taking another person’s property without any cause or permission. It is an unlawful action.

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COURT OF SPECIAL SESSIONS

the name given to a court that is conducted outside normal sessions but is used from time to time to hear certain cases.

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CUSTOMS LIEN

the lien or the right to hold property by a government on articles for which duty is due and has not been paid.

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CONFIDENTIAL RELATION

The relationship between people where one is bound to keep information secret from others and acts in the person’s best interest.

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CLOSED HEARING

This term is applied to a trial that is held in private and is the opposite of an open court.

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CAPITAL ASSETS

This term applies to all property and money and the surplus and undistributed profits.

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CHALLENGE PROPTER AFFECTUM

Latin for an objection to a juror based on possible bias or partiality.

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CORPORATE BONDS

These are the bonds that are issued by a corporation and are a written promise to pay a certain interest in return for money loaned.

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CLEAR EVIDENCE

the evidence that is clear and positive and beyond the shadow of a doubt.

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CONSENT INFORMED

the consent from a patient for treatment after they have been given all of the information about their condition or illness.

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