Legal Articles

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

Comments are closed

Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

Comments are closed

Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

Comments are closed

Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

Comments are closed

Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

Comments are closed

Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

Comments are closed

Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

Comments are closed

ACCUMULATED SURPLUS

The fund resulting in the undistributed earnings and profits from a corporation or company that is in excess of its capital stock.

Comments are closed

ADEQUATE PREPARATION

This refers to the proper preparation of any case by an attorney. It includes witness interviews, knowing the facts and laws applicable to the case and having consultation with the client.

Comments are closed

ACCRUED DEPRECIATION

The lessening of value because its ability to render a service has decreased.

Comments are closed

ACTUS REUS

Latin phrase for a criminal act.

Comments are closed

ATTORNEY (ATTORNEY AT LAW)

This term applies to a lawyer, council, a member of the bar and an officer of the courts who is engaged by a client to represent them and try a case.

Comments are closed

ALIENIST

This term applies to psychiatrists. In all legal matters, an alienist is often called upon to testify to the defendant’s mental condition.

Comments are closed

AMBULANCE CHASER

the term used to describe the attorney with a dubious reputation who solicits his clients from the victims of accidents. See indirect solicitation.

Comments are closed

AGENCY BY OPERATION OF LAW

an agency that exists because it will conform to prevalent law that is not because of an agreement between the agent and the principal.

Comments are closed

AGGRAVATION OF DAMAGES

the increase in damages that is awarded to the plaintiff due to the circumstances surrounding the injury. It could be due to the defendant using exceptional malice carrying out the offense.

Comments are closed

ABROACHMENT

When goods are bought wholesale and are then sold retail but are not offered to the open market for sale.

Comments are closed

AVERAGE AND REASONABLE CHARGES

This term relates to the fees that are in line with the fees made by other people in the area who have rendered similar services.

Comments are closed

ACTA PUBLICA

Any matters of public concern and general knowledge. Latin phrase.

Comments are closed

ACQUIRED RIGHTS

The rights that weren’t possessed originally but were acquired through the activity of the person.

Comments are closed