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At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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AMENDMENT AS OF COURSE

the change in a pleading, the written presentation of a case, that is made in such a manner as to make the court’s permission unnecessary.

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ACQUISITION CHARGE

The penalty made for paying off a loan before the due date.

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AFFILIATION PROCEEDING

A bastardy proceding in order to determine the paternity of a child to determine if he needs to pay for its support. See paternity proceeding.

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ABATEMENT OF ACTION

Putting an end to a law suit. If the matter is to be further pursued a new action or suit must be brought about.

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ABSOLUTE DIVORCE

A divorce that is total and final where the husband and wife return to being single.

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ATTEMPTED ROBBERY

the term used to describe the preparations and planning in an attempt to commit a robbery that failed.

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ALIAS SUMMONS

the second summons that has to be served because the original summons was defective or was improperly served.

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AKA

This an abbreviation for also known as or the alias a person is known by.

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ASSAULT WITH INTENT TO RAPE

the term used to describe an attack carried with the intention of forcing sexual intercourse against the wishes of the victim.

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AMERICAN BAR ASSOCIATION

the organisation whose members are attorneys at law from the various states of the US.

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ASPERSIONS

These are the damaging criticisms that imply that a person is not honourable.

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APPRECIATION IN VALUE

the increase in value of property and does not usually include the increased value from renovations or improvements.

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ABETTOR

The person promoting or instigating the performing of a criminal act. See instigation.

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