Legal Articles

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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ALTERNATIVE JUDGMENT

This any judgement that permits satisfaction in any of several ways.

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ABSOLUTE GUARANTY

The agreement where the borrower guarantees absolutely that the repayments will be made on the loan or the contract where one party absolutely agrees to pay due monies.

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AMOUNT OF DISPUTE

the monetary value that applies to the thing that is in dispute between the two litigants.

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AIDING AN ESCAPE

Any act that is committed by a jailer or another person that allows a criminal to escape. It is a criminal offense.

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ASSIGNABLE LEASE

a lease that can be transferred to another person without getting the landlord’s permission.

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ADEQUATE REMEDY AT LAW

The remedy that will bring relief in the controversy that is at hand. This will defeat the defendant totally and permanently. See remedies.

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ALTERCATION

This applies to all trials where witnesses are examined. In usual usage it applies to a dispute or a fight.

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AGENCY IN FACT

the agency that happens where there is an agreement between the agent and the principal.

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AGITATOR

the person who stirs up or incites a situation, especially a situation that is of discontent.

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ABLE-BODIED

A person who is capable of serving in the military. It does mean that there are no defects but that a person is able.

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ANTITRUST ACTS

An example of this is the Sherman Antitrust Act and the Clayton Act where federal laws aim at preventing corporations, individuals, combinations of corporations or trusts from gaining and maintaining a monopoly and thus restraining free trade.

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ACTIVE CONCEALMENT

Any action or words that are deceptive and are used to conceal the truth.

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AQUATIC RIGHTS

These are the rights that apply to people to use rivers, lakes and the sea for the purposes of fishing, pleasurable pursuits and navigation.

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