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At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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ACKNOWLEDGED CHILD

A child that is recognised by the parent as their own. In paternity proceedings, a man deny he is the father of a child.

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AFFIRMATION OF FACT

the statement the confirms the details of the contract or the transaction and is not just an opinion being expressed.

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ALTERNATIVE REMAINDERS

This applies to the disposition of property in different ways where one method will take effect only if the other doesn’t. The second disposition method substitutes for the first method.

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ADOPTED CHILD

The child who is not the natural child of the parents but has become a true child by legal action. Can be considered a legal heir.

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ADDICT

The habitual user of any habit-forming drug such as a narcotic, tranquiliser, hallucinatory drug or amphetamines.

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ANTECEDENT DEBT

a previously contracted debt and one that was once binding but has since become unenforceable.

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AGAINST THE WILL

the statement that says something was done without a person’s consent. Such as a rape, robbery or an assault.

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ACTIO BONE FIDEI

Latin phrase. An action of good faith or a group of actions where the judge is authorised to take into account equitable considerations.

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ASSIGNABLE ERROR

the error that has occurred during a trial that can be used and pointed out should an appeal be deemed necessary.

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ALCOHOLIC BEVERAGE

any drink that contains alcohol and includes wine, beer, spirits and liqueurs.

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AD TESTIFICANDUM

Latin. Denoting that a person should appear for the purpose of testifying.

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ABUSIVE LANGUAGE

Any hurtful language that can cause mental anguish and can be the grounds for a divorce.

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ANSWER OVER

This when you plead again after the defects in your presentation have been pointed out to you by the opposite party. Id is also known as pleading over or respondeat ouster.

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