Legal Articles

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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ANCILLARY SUIT

a law suit that grows form another law suit such as the action calling for enforcement of a judgement that has been decided in another court.

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AFFIDAVIT OF GOOD FAITH

an affidavit made by a person appealing a case and states that the appeal is based on a true belief that the judgement needs to be overturned.

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ABORTIVE TRIAL

A trial that is incomplete and for some reason or other is terminated before a verdict is reached.

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ABILITY TO STAND TRIAL

Being able to physically and mentally able to defend yourself in court. The ability depends on medical findings done by consultants appointed by the court.

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ANTICIPATORY BREACH OF CONTRACT

the failure to perform a promise that is in a contract before the contract has had a chance to go into effect.

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ADMISSION BY DEMURRER

Any material that is assumed to be true in a pleading that is solely for the purpose of demurring or objecting. See demurrer to evidence.

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ABSOLUTE ESTATE

Any land, real estate or building that the owner has total control over, possession of and the right to disposal.

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AUTHORITY TO EXECUTE A DEED

the authority that is given to sign a written document that transfers property from one person to another person.

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ABRIDGMENT OF DAMAGES

Where the court will reduce the amount damages to paid that a jury has awarded to a victim. The court may deem the amount to be too high.

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APPEND

designates the heirs to his estate.

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A TORT

French for unjustly and without reason.

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AGE DISCRIMINATION ACT

This the federal law that denies any unfair treatment to employees that is based on their age. This act will protect employees up to 70 years of age.

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ANNUAL DEPRECIATION

the computation done yearly on the decreasing value of a property that is based on the estimated life of the property.

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