Legal Articles

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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ARGUMENT ON APPEAL

a legal argument that is set before a court that aids it in making proper judgement. It will submit facts and points of law that will bolster its contention.

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ASSAULT WITH INTENT TO ROB

This term is used to describe an attack that causes bodily injury that is accompanied by the intention of committing a robbery.

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ANCILLARY JURISDICTION

the right of a court that can aid and regulate decisions reached in an original suit but in a different court.

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ARBITRARY DISCRETION

a decision that is made wrongfully possibly due to whim or for the wrong or unsound reasons.

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AMERICAN LAW INSTITUTE

a non-profit organisation with the main objective of defining and clarifying common law principles existing in our country.

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ARMED ROBBERY

a robbery where the person carrying out is armed by having a lethal weapon and threatens his victims with bodily harm.

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AMERICAN CIVIL LIBERTIES UNION

a voluntary and non-profit organisation that helps to maintain the citizen’s civil rights who have been threatened or may be threatened.

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AGENCY-SHOP AGREEMENT

the agreement permitting an employee to join or not to join a labour union. There is a pre-requisite of employment that he needs to pay the union initiation fee and the regular dues.

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AUTOMOBILE LIABILITY INSURANCE

an insurance policy that guarantees payment to the insured for damages he needs to pay for personal injuries to other parties or for damage to a person’s property.

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ALIEN FRIENDS

These are the citizen’s of a foreign countries that your own country is at peace with and not at war with.

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ABSOLUTE NUISANCE

Illegally interfering with another person’s enjoyment and using their property. Doing an unlawful wrong to a person when the wrong can be corrected by the wrong doer.

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ABANDONMENT OF TRADEMARK

Giving up using a trademark and explicitly showing the intention of giving it up.

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APPLICANT

This term applies to a person who files a petition or makes an application; the petitioner; or the person who is applying for a legal remedy to a problem.

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