Legal Articles

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

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Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

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Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

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Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

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Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

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Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving that vehicle.

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Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

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ANALYTICAL JURISPRUDENCE

a philosophy of law resulting from analysing and comparing many legal concepts and does not depend upon any one theory or existing principles or laws.

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AUTHORITY BY ESTOPPEL

This term applies to apparent authority and not actual authority.

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ABSOLUTE ACCEPTANCE

The unqualified and the total agreement in accepting a liability or a responsibility.

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ACKNOWLEDGED INSTRUMENT

The document that is recognised formally before an authorised official. The person who acknowledges the instrument says that it is authentic and has been executed freely and voluntarily.

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ACCESSORY TO A CRIME

Any person connected to a crime before or after it has happened, but was not present when the crime was committed. See aid and abet.

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ALIAS SUBPOENA

the second subpoena that is issued after the original subpoena failed to accomplish the purpose of it.

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ALIENATION OF AFFECTION

This the wrongful act of one person that interferes with the affection one spouse has for the other. This could be one a husband or wife is deprived of the others affection because they have fallen in love with someone else.

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ASSAULT WITH INTENT TO MURDER

This term is used to describe an attack that is carried with malice aforethought and has the intent to kill someone.

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AMERICAN FEDERATION OF LABOR-CONGRESS OF INDUSTRIAL ORGANIZATIONS (AFL-CIO)

the organisation that is composed of the 2 largest labour unions in the USA, the American Federation of Labour and the Congress of Industrial Organisations.

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ADDED DAMAGES

Damages that are added on to the amount that is actually due or damages that are added as a punishment for the defendant. Added damages is sometimes called smart money.

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ANTITRUST AFFIDAVIT

In some states of the US this must be filed every year by the corporations doing b business in that state and attests to the fact that are not part of a pool or combination of corporations restraining free trade.

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ABATOR

A person who takes a property before the heir has a chance to get the property.

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AFFECTED WITH A PUBLIC INTEREST

Anything that is of concern to the community or general public.

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