Category: H

A hot rolled steel beam.It has a h shaped cross section used in piling and retaining walls.

A party that gives health care to a customer. They are either a HMO or PPO. They see all patients in the network.

Testimony about out of court statements that are involving someone other than the person that is testifying. It is inadmissible because it cannot be cross examined. Civil court will use it as

A craft made to load and unload cargo. Ships have cranes on them for ramps or can use semisubmersible tools to do the operatoins. It can haul upto 100 tons.

The idea that the act of being a player can change the game. Answers are given based on what the interviewer wants to hear. Refer to observer inseperability. It is named after

The size of firms in relation to the industry. It relates to the competition on the market. AKA Herfindahl-Hirchman Index (HHI). It is named after Orris C Herfindahl.

Unemployed parties that are not in unemployment figures the government releases. It happens because figures include people that are seeking employment. Those not looking or have given up are not counted and

Used when a super premium segment is near the top of a market, a cheaper product is crowding the bottom, and when the scope is a prestige brand.

The highest risk when frequency and loss addresses smoke alarms, water hydrants, and sprinkler systems. There is a low premium rate.

Comparing money tables of years past and present. It uses changes to predict market behaviors.

A term for the original holder of an instrument that takes it in good faith and exchanges something valuable for it. AKA protected holder.

A signed will hand written that is legally binding. See, What Is a Holographic Will?

Insurance that is worth between 10 and 15 thousand. It is paid by the bank.

An arrangement where customers help themselves and are trusted to pay for what they take.

Merging firms on one level to get more opportunities. Resources are combined andmoved to make the most profit. Refer to vertical marketing system.

A hotel that gives short term lodging with no food.

A management method that states discipline should follow after the incident, give proper warning, be consistent, and be impersonal.

1. cutting excess without losing the main goal. 2. the difference betwen the market and loan advanced based on an asset. Refer to loan asset. 3. the margin between the buying and

A small device that works like a laptop but is not one. It can have a calendar, diary, data management, word processing, network, and internet access. AKA personal digitial assistant.

A budget with no room for change. There are limited resources so it mus have a strict budget.