Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HOME STAGER

A party that stages homes to make it appealing to buyers. It can be done with occupied and vacant homes. Furniture can be taken away or brought in to achieve the desired

HOSHIN KANRI

The Japanese plan to make sure the objectives are known through the organization and implemented from top to bottom. Usually four vision statements are made to promote future development. The plans for

HOT ISSUE

When the initial public offering demand is more than is avialable. It occurs in high profile companies.

HALF COMMISSION MAN

A party that tries to get new clients to buy investments through a firm. They get half the fee as commission.

HANDICAP

A disadvantage that limits performance on a task or goal.

HARDENING

The way a material gets harder by heat treatment or cold forming.

HAUSBANK

In Germany, a BANK acting as the primary relationship banker to a company, providing or arranging a variety of creditrelated services. Hausbanks often wield additional power by directly holding large shareholdings in

HEALTH INSURANCE

A plan covering or sharing expense with health care. They are commercial, private, or social insurance.

HEAT TREATMENT

How metal is heated and than cooled t change its structure and the desired results.

HEDGER

A party that employs HEDGING techniques in order to minimize, or neutralize, RISK, often through DERIVATIVE contracts. See also HEDGE, SPECULATOR.

HEPATITIS

A disease that causes liver inflammation and liver cancer or failure. it is prevented by a vaccine. It can cause flulike symptons but is spread by Hepatitis A and Hepatitis B. It

HIDDEN PERSUADER

A message that is subconscious to advertise an product and reach the audience without them being aware.

HIGHLY PROTECTED RISK

The highest risk when frequency and loss addresses smoke alarms, water hydrants, and sprinkler systems. There is a low premium rate.

HOLDING GAIN/LOSS

A company that recongnizes revenue and expenses in relation to changes in price and assets in inventory. Any increase or decrease is reported in a financial statement.

HOME BUSINESS

A small business run out of the home. It has few employees and has few expenses. The owner must meet state regulations.

HOME STAGING

Making an unfurnished home appear more lived in to the buyer. The buyer feels at home during the tour increasing sales. A company that does this has their own furniture.

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