Legal Articles

Property Damage Liability Coverage

Insurance that covers damage to other peoples’ property if the insured is found to be liable for an accident.

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Principal Driver

The main operator of an insured vehicle.

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Primary Use

How a vehicle is primarily used, such as for work, pleasure, etc.

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Policy Term

The time period during which an insurance policy is effective. Also referred to as Policy Period.

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Policy Period

The time period during which an insurance policy is effective. Also referred to as Policy Term.

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Policy Expiration Date

The date on which an insurance policy ends.

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Per Person Limits

The maximum amount an insurance company will pay under a policy to each person injured in an accident.

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Per-Occurrence Limits

A cap on the amount an insurance company pays under a policy for all claims arising from a single accident.

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PROFESSIONAL CORPORATION

the name that is given to a corporation that has been created for the practice of a profession.

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PRETRIAL INTERVENTION

a program for first offenders are not subjected to the regular judicial process.

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PERSONAL REPRESENTATIVE

the name that is given to the executor or administrator of an estate, a trustee or a receiver.

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PRIVILEGED INFORMATION

the term that is given to certain information that is only given to some people and not to other people.

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PERFECTION OF APPEAL

this is the term that is applied when a person has completed all of the things needed to appeal a case.

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PROMISSORY OATH

the term that is given to swearing to God that a promise will be fulfilled.

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PRECLUDE

1. Make possible, to prevent. 2. To exclude or to rule out.

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PLEA OF GUILTY

a plea of guilt that is made to answer a formal charge and is an involuntary plea.

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PRETRIAL DETAINEE

the term applied to the defendant who is held prior to their trial on criminal charges because no bail is posted or is denied a pre-trial release.

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POLICE OFFICER

a person who is an officer of the law enforcement team employed by the county, town, municipality or state.

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PARTY STRUCTURE

the term that is applied to a partition or to a wall that separates the property of different owners.

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PRISONER AT THE BAR

the term used for the person who has been accused and is on trial.

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