Legal Articles

Property Damage Liability Coverage

Insurance that covers damage to other peoples’ property if the insured is found to be liable for an accident.

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Principal Driver

The main operator of an insured vehicle.

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Primary Use

How a vehicle is primarily used, such as for work, pleasure, etc.

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Policy Term

The time period during which an insurance policy is effective. Also referred to as Policy Period.

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Policy Period

The time period during which an insurance policy is effective. Also referred to as Policy Term.

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Policy Expiration Date

The date on which an insurance policy ends.

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Per Person Limits

The maximum amount an insurance company will pay under a policy to each person injured in an accident.

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Per-Occurrence Limits

A cap on the amount an insurance company pays under a policy for all claims arising from a single accident.

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PROCESS LEGAL

the term that is given for a court order, a writ or a warrant.

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PLEA SHAM

the term for a false plea or a plea that has been worded to deceive and entrap.

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PERSONALLY KNOWN

a legal statement that acknowledges a person’s identity and can be recognised.

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PARTY AGGRIEVED

the term that is applied to the person who feels he has been treated wrongly in a court action with their legal rights damaged.

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PLEAD TO THE MERITS

a plea that considers the main issues and will give a fair trial.

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PATENT RIGHT

the term given to the priviledge that is secured by a patent.

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PUBLIC INSTITUTION

The name that is applied to a school, college, courthouse, library, hospital and other place that is run for the public to use. The opposite of a private institution.

TLD Example: After their daughter graduated from high school, her parents persuaded her to attend college at a public institution where the tuition would be less expensive than the cost of attending a private college.

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PROPERTY COMMUNITY

a term for the rights that belong to both a husband and a wife.

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PRESCRIPTIVE ACTS EASEMENT LICENSE TITLE ETCETERA

These are the names given to the acts, easements, license, title, etc that are gotten by way of a prescription.

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PLEA OF CONFESSION AND AVOIDANCE

a plea that is in answer to a plaintiff’s charge that gives them the right to sue but the cause of the action is discharged by a subsequent matter.

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PER CURIAM OPINION

the name that is given to the opinion that is rendered by a court where there is more than one judge.

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PURSUANT TO

a term meaning to conform to something, or something that is done in consequence of.

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