Legal Articles

Non-Renewal

A decision by an insurer to stop providing insurance coverage on the date a policy is due to be renewed.

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Non-Owners Policy

Insurance coverage that is offered to an individual who is not the owner of the insured vehicle.

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Named Driver Policy

An insurance policy that provides coverage only when the driver of the vehicle is listed as a Named Driver.

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Named Driver Exclusion

A named driver not covered under a car owner’s liability insurance. See Excluded Driver.

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NEGLIGENCE CULPABLE

a term that is used to describe negligence that was on purpose or that which a reasonable person wouldn’t do.

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NO CONSIDERATION

there term given to the defendant’s response to the court that says the contract sued on is not valid.

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NONRESIDENT

term applied to a person staying in a location where he is not classed as a permanent resident.

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NOMINAL DAMAGES

the name given to the award in favour of the plaintiff that shows his case was justified.

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NOTARIZING

term that means to have a signature on a document that has been authenticated by signing it in front of a notary public.

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NIHIL

a Latin phrase for nothing.

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NATIONAL DEFENCE

the term given to the federal agencies that secure the country against being attacked by its enemies.

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NEGLIGENCE CONTRIBUTORY

a term that describes the situation where the plaintiff has not exercised due care and has contributed to the accident.

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NONTENURE

the term used in defence of real estate action where a defendant denies he is the tenant.

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NONCONTESTABLE

the term that applies to a provision in an insurance policy where the insurer can’t cancel it once the premiums have been made for a certain time.

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NEUROSIS

The term that is used to describe an emotional disorder with feelings of anxiety and compulsive behavior.

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NATURAL-BORN

the term applying to the person who is born in the country where they are a citizen.

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NOTICE OF FORFEITURE

the name of the notice that is given to property owners to appear in court to say why the property shouldn’t be forfeited.

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NATIONAL GOVERNMENT

term given to the federal government and the governing body of the whole country.

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NONPERFORMANCE

a term that describes the breach of a contract and the failing to carry out the terms of the agreement.

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NEGLIGENCE ORDINARY

the term for negligence that could have been avoided if the person had exercised due care.

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