Legal Articles

Non-Renewal

A decision by an insurer to stop providing insurance coverage on the date a policy is due to be renewed.

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Non-Owners Policy

Insurance coverage that is offered to an individual who is not the owner of the insured vehicle.

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Named Driver Policy

An insurance policy that provides coverage only when the driver of the vehicle is listed as a Named Driver.

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Named Driver Exclusion

A named driver not covered under a car owner’s liability insurance. See Excluded Driver.

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NATIONAL EMERGENCY

the term that is sued to describe a crisis that involves the security and safety of the country.

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NEMO EST SUPRA LEGIS

a Latin phrase for no one is above the law.

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NONISSUABLE PLEA

the term that is given to the defence that raises no issue of the facts in the case.

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NOTICE IMMEDIATE

the term given to the time a person has to make an insurance claim.

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NARCOTICS ADDICT

the name that is given to a person who is dependent on a narcotic drug and will suffer withdrawals if he stops taking the drug.

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NOTICE PRESUMPTIVE

the term given to the implied notice that is subject to contradiction.

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NOTICE PUBLIC

a notice to whom it may concern that is given to the general public.

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NON EST

a Latin phrase for the return of a sheriff’s writ or summons when the person cannot be found.

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NONDISCRETIONARY TRUST

the term given to a fixed investment trust that can only buy securities listed when the trust was organised.

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NOTICE IN PAIS

the term that is given to the notice in a record that is not in writing.

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NO-FAULT DIVORCE

the term given to a divorce that does not need to find out if any misconduct has occurred.

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NOTICE AVERMENT OF

the term that is a statement in a pleading recognising that notice has been given.

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NEGLIGENT OFFENSE

the term that is used for an offense resulting from negligent behaviour.

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NOTICE CONSTRUCTIVE

a term that applies to the inferred or the implied notice that can’t be contradicted legally.

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NOTICE PERSONAL

The name given to a notice that is given personally, either in writing or spoken directly to the person involved in the legal matter.

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NAVAL LAW

the term used for the regulations and the rules that govern the people who are in the navy.

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