Category: N

Natural hazards causing this type of disaster.

Specific loan types have this provision. The negative amortization amount is limited. The loan’s principal balance will not increase as the borrower pays less than the owed interest charge. Typically determined as

Unsecured loan agreement’ provision requiring the borrower to get the current lender’s consent before obtaining any secured loan. An example is a bond indenture clause prohibiting the bond issuer from pledging these

Legal principle that damage or injury to closely associated or nearby people or property may reasonably be foreseen by a person and avoided as acts of commission or omission.

Money total in a financial account. Calculate as: all deposits to the initial deposit tallied minus all disbursements and payments made. If money is available, net cash balance is positive. If the

Company’s post-tax and post-dividend reporting revenue amount as total income earned minus both.

The most an insurer will write for a line of insurance.

Sale of goods, property, or securities whose transaction cost have been deducted, has an actual amount received.

Any returns and any other negative revenue subtracted from gross total.

Company’s valuation a working-capital basis. Calculated as: accounts receivables plus cash at full value minus uncollectible accounts totaled. Benjamin Graham introduced this company valuation method.

Impartial third-party requested to mediate a controversy, dispute, or issue in which it has no financial, official, or personal interest. This third-party is obligated to the involved parties to fully disclose if

Used widely in almost all states, this is a specific type of basic fire insurance contract. This policy is no longer widely used, but still exists in some states. The policy was

Force measured as this specific type of metric unit. Force due to gravity also uses this unit of weight. One newton is defined as the force needed to accelerate a one kilogram

Excessive nitrates amounts washed out from inorganic fertilizers cause water contamination. These are the most commonly sold and used fertilizers. Suspected in infant blood poisoning and stomach cancer in older persons, these

Legal rule in some locales, like the US. Fault is immaterial in an auto accident as everyone is responsible for one’s own injuries received. The intent is to reduce damage claims count

1. In Communication, this is any interference with a communication’s clarity or accuracy. Superfluous message data or words are noise as they detract from the message’s meaning. 2. In Quality control, this

An independant director who is not a member of the management team.

Used mainly for short and medium hauls, Airbus A319 and A320, Boeing 717, 727, 737, and 757, McDonnel Douglas DC9, MD 80, and MD 90 are all examples of this type of

Excluding zero, number used to count. Also known as counting number or positive integer.

When the price of cash is below the futures contract price.