Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HEDGING

Limited or offsetting the loss from changes in price. It transfers risk without buying insurance.

HERD INSTINCT

A group of investors that are vulnerable to stock prices and sell as a group.

HIGH PRICE STRATEGY

Used when a super premium segment is near the top of a market, a cheaper product is crowding the bottom, and when the scope is a prestige brand.

HIGHLY TOXIC

A chemical swallowed that is lethal or can burn skin in the right concentration. It can also be a mist, dust, or fume if breathed for an hour. It is tested on

HISTORICAL METHOD

A CREDIT RISK exposure computation methodology for SWAPS using historical INTEREST RATES. Under the historical method past interest rate (or swap rate) data is used to create a statistical distribution of rates.

HOLDING PERIOD

1. the time an asset is held by the woner for tax benefits. 2. When a check is held before it is deposited. 3. the time a hotel keeps a room for

HOME DEPOT

A retailer of home improvement products. It allows customers to do it themselves.

HOMEOSTASIS

The ability of the living things in a system to survive despite changes in a limit. Feedback mechanisms make self regulation possible keeping things balanced.

HORIZONTAL CONFLICT

When more competition among retailers occurs. It lowers profit and causes crowding to reduce supply.

HOT SITE

An alternate computer center chat is made available to continue should a disaster occur in the primary lab. Refer to cold site and warm site.

HALF PENSION RATE

A European term for a room rate with breakfaste only and one extra meal. AKA demi board rate, demi pension rate, half borad rate, or modified american plan. Refer to en pension

HANDLING ALLOWANCE

A discount or price that a retailer gives to sell a product. Additional work that needs to be done by the retailer.

HARD CURRENCY

A currency that is stable and have investor’s confidence. It is payment without extreme rate changes.

HAY SYSTEM

A job evaluation system that uses know how, problem solving, and accountability. It focuses on ideas that are universally applicable. The three systems are technical know how, management know how, or human

HEALTH PROFESSIONAL

A party that is accredited by the professional body in the study. It is governmentaly licensed to do health care work. Refer to medical practitioner.

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