1. Company that manufactures or produces complete end products or subassemblies used within end products. 2. Computers: A custom manufacturer who puts together and sells whole computer systems, rather than simply producing

A typically hierarchical framework of authority, accountability, communication, and allocation of responsibility. Organizational structures should reflect the goals of the organization if they are to be successful.

To commence existence.

Costs incurred when an organization is first set up.

Teams, groups or departments within an organization with specific functions and objectives, and with their own allocated resources.

Movement of a solvent towards a higher concentration solution from a lower concentration solution. Osmosis occurs through a semipermeable membrane that keeps the two solutions separate, but can be passed by the

A system that provides information on non-NASDAQ markets.

A record of a company?s debt obligations.

Excluding net income, all other elements of comprehensive income.

A customer?s first order with a company, used by marketers to gain understanding of new customer behavior.

Union activity, aimed at persuading the members of an organization to join the union.

Non-NASDAQ / OTC followed securities that don?t observe normal trade regulations.

This company writes loans for multifamily / commercial properties.

Money borrowed without security or contributed my minority shareholders. Acronym is pronounced ?opium?, to reflect the power it can have over people who forget it must be paid back.

Non-pension benefits received by a retired employee.

Sources of additional funding during a business period, other than depreciation or tax deferral. Sources include lease agreements, retained profits, hire purchases, etc.

Classification term that applies to costs not recorded as direct labor, direct material or overheads.

Structures that are covered by homeowner insurance, but that are not part of the main property (e.g. sheds, garages, gazebos).

This condition is found in almost all insurance policies (except life insurance). It stipulates that, if multiple policies apply to a given risk, any associated losses will be paid from all relevant

The rise in the cost of products and services as a result of spending trends.