Term used to describe a unit of energy. It is the equivalent of 1 quintillion BTUs. It is the same value of 1000 quad units or 293,000 terra watt hours. It is

An acronym for quality, health, safety, environment. These are the four components that have been identified that allow for human error to be the cause of all accidents in the work place.

1. A room that can accomodate four persons. 2. This applies to a unit of electricity that has a quadrillion or 1015 BTUs. It will last around 293 terra watt hours for

The rate of a hotel room that is suitable for four people. It applies to any room or unit that will accomodate four persons.

More than double indemnity in insurance cases. Often known as multiple indemnity.

A term used by auditors about accounts which have been audited and the auditor has doubts or disagrees with certain aspects of the accounts. The doubts will be considered to be of

Known as a QTIP or a qualified terminal interest policy. This is trust that allows a citizen who is not a native US citizen to inherit money from a spouse who is

This is an order that will allow a divorced spouse to be the recipient of a dividend from a retirement plan or an investment in stocks and shares. The decision has been

1. A privilegde, that if used properly, can protect its holder for failure to perform a certain act. 2. The defense in an act of defamation thatb it was made free from

A trust in which the assets are able to be transferred to a spouse for the length of their life. The assets can also not be transferred to another person after the

This applies to a widower or a widow who is able to use the married tax option after a spouse has passed away. The qualified widower or widow is able to use

A process that is used to ascertain if a buyer shows the right characteristics that will enables to act as a prospective buyer. These qualities include having the ability to purchase and

A person under the age of 19 years who satisfies four requirements to qualify. They must live with the person claiming a tax benefit, be a child of them, a foster child

A condition or an occurence that fulfills a set of specific criteria that will allow a payment of insurance benefits to an individual. It may also result in the termination of an

The steps that are taken in order to determine if an individual meets the requirements of a lending institution for a loan. It also assesses their ability to pay of the loan

The number of shares that a member of the board needs to own to qualify to be on the board of directors of a company. If not enough shares are owned the

This is a trust fund in which any interest is paid to a surviving spouse after the death of the other spouse.

This describes a property that is associated with a certain item or product. It will describe the reputation, feel, smell, taste, image of a certain product. It can aslo be used to

An analysis of a product that bears no relation to the actual product itself. It is how a person feels about a product and not what the product actually can do. This

These are a set of guidelines that must be followed in order to comply with an FASB ruling. A accountant will need to follow these specific guidelins in order to complhy with