Category: E

Specific coverage on specific types of equipment for specific types of damage.

The entity owner of shares or stock. More commonly known as a shareholder or stockholder.

A calculate value by the following formula: value of owner’s equity divided by the value of all the assets involved. No debt financing is involved in the calculation. Identifies how much has

Study of the human in the workplace. Focus is on the mental and physical stresses, necessary abilities and constraints, various workplace settings. Anatomical, physiological, and psychological activity or human factors are applied

Values and morals essential to the development and improvement of standards on how business is done in a company.

Characteristics and information used in projecting values, typically cost estimates. Information used is policies, procedures, practices, and available, reliable historical data.

Short term, unsecured discount DEBT securities with maturities ranging from 1 to 360 days issued by companies in the EUROMARKETS. A SYNDICATE of DEALERS places ECP on a BEST EFFORTS basis; unlike

The central bank of the European Union (EU) area. Responsible for planning and rolling out the EU money-management polices. Organized January 1, 1999. This bank is independent from all EU countries and

Pre-determine duration for the collection of information to be used in a pre-determined analysis. An example is a quarterly money manager performance evaluation.

No interest payment rights on the next payment date given on the purchase of a bond or preferred stock.

Having more capability to produce than is needed. Wonderful in war, but costly in manufacturing. Producing more can be a solution for reducing average costs.

Value declared for a shipment greater the carrier liability limit.

1. Something not covered, as in specific damage not covered in an auto policy. S 2. Something not included in an investigation or a tax. An example is an asset or income

Formally agreed-to restriction allowing a real estate agent to be the sole seller of a property, typically for a 3-month period. The property owner can find anyone, but must bring that prospective

The RISK of lowering ENTERPRISE VALUE by not being able to successfully gain entry into a new market, introduce a new product or service, or absorb a new acquisition.

A letter-of-credit with a beneficiary who has yet to satisfy specific conditions, that is un-expired.

A currency that is not widely used in international trade and financial transactions and is thinly traded in the FOREIGN EXCHANGE markets; the general lack of LIQUIDITY can result in increased price

Total of the weighted payoffs as predicted outcomes related to one decision. The weightings relate to the likelihood, expressed as probabilities, of varied events generating the possible payoff. Mathematically, this is the

Money spent or cost incurred in an organization’s efforts to generate revenue, representing the cost of doing business.

Actual claims in a previous by amount paid-out. Used a the basis for calculating upcoming premiums.