A borrower avoids disclosing income and personal assets with this specific reduced documentation mortgage loan. This mortgage type typically has an interest rate higher than market. To secure the loan, employment is

Ammonia decomposition releases nitrogen that reacts with metal to make iron nitride, an hardening substance. In the presence of ammonia, a nitrogen and hydrogen compound, this specific metallurgical process hardens the alloy

Excessive nitrates amounts washed out from inorganic fertilizers cause water contamination. These are the most commonly sold and used fertilizers. Suspected in infant blood poisoning and stomach cancer in older persons, these

Nitrous acid ester or salt containing the nitrite (NO2) ion. Certain bacteria in the soil convert nitrites into nitrates as plant nutrients. They are used mainly as meat coloring agents and food

Natural process that takes free nitrogen (N2) from the air, converts or fixes it in nitrogen compounds that plants use as nutrients, as in fertilizer. In nature, certain bacteria present in the

The accused will not contest the facts on which the charge is based as a criminal case plea. It is not an admission of guilt. It is generally aimed at preventing lawsuits

Insurance premium allowed discounted or reduced on auto accident policies. As high as 60 percent of premium. It is awarded on the basis that no claims by the policy holder or by

Following an audit, the recipient has 90 days to respond to a tax deficiency or other discrepancy as detailed in this type of notice sent from the IRS. Tax collection activities are

because of its short life span, wood pulp paper is used for newspapers but not for books or records. Pulp is absorbent, coarse, off-white or light brown, and soft.

Admissible evidence absence or insufficiency to establish one or more essential case elements that the party having to bring proof must provide. The opposing party can ask the court to dismiss the

Legal rule: a defendant who owes the plaintiff no duty is not liable for any plaintiff injury or damage.

Whether or not one is at fault in an accident, the insured is covered for the stated risk by this type of auto insurance policy.

at any price the investor can, to buy or sell a specific security count as stated in a broker’s client order. Contrast to limit order.

Inability to obtain a judgment against, or reimbursement from, a defaulting or opposing party. This notation indicates a lack of means or legal right.

To prevent any non-written change in its terms, this type of provision exists in an agreement.

Overhead costs may occur but not affect a contract’s prices when a contract changes.

Notify On Arrival. A definitive, mandated instruction to the carrier by the consignor to notify the consignee at shipment arrival.

To complete this type of mortgage loan application, no supporting documentation is required. The interest rate common to such a loan is typically higher than full or reduced documentation loans. The borrower

1. Device role to receive, send, or process data in a telecommunication network. 2. Point or nexus for two or more interfacing devices or two or more line or link terminals. 3.

A continuous factors’ series suffering abrupt, disconnected interruptions. These changes affect value distribution all along the continuum, often skipping values in an upward or downward direction. Also refer to Joseph Effect, anti-persistence,