A right that a state possesess which allows it to act for the benefit of all of its citizens as it sees fit.

An interest in property that has been appointed by the person donating.

A form that has been nearly replaced by Building and Personal Property Coverage Form and covers commercial risks for all perils.

A legal entitiy that is created in order to insulate an issuer of an asset based security from the originator of said asset. A special purpose vehicle.

Offer a broad coverage to any property, commercial or personal that will cover all risks but might have a lot of other exclusions.

An auditor certified document that measures how a company or business has complied with GAAP.

A resolution that requires an important decision to alter terms of articles of association or memorandam of association. It requires no less than 21 days notice, no less than 3/4 of the

A supplememntal fund given to a person with a disability that does not jeopardise any government support payments.

A term used in quality control for a cause in variation which is not part of a process but will arise from an intermittent, instabel and unoredictable factor.

1. The development of procedures and applications that will be used by electronic machines such as compouters and phones.2. An education program that ends with a degree or certificate of competency and

A different term for Statement of Sources and Ap[plication of Funds.

A defect that is fpound in wiring or a circuit that causes electricity to bypass its preferred route.

All obligations are filled under a lien at the acceptance of the lienor.

A condition that implies that no more product can be introduced into the market.

Issues that are included in a collective bargaining situation. Classified as mandatory, permissive or prohibited.

A term used in the travel industry for an alternative meal ordered in advance by passengers. It may be for a child, vegetarian , low salt for example.

A state with full sovereignty over all of its affairs, territory and existence.

The process of joining 2 pieces of metal together with a low melting point alloy to fill in the gap between the 2 metals.

A Scandinavian term for a cold buffet. Now it is where all courses are offered at the same time, both hot and cold. Swedish – sandwich table.

A premium that is associated with a policy that is issued for a short term that is less than the usual term.