Category: S

The term for then “canned” presentation used to promote and hopefully sell a product. There is no thought to the needs of the prospective buyer.

Liquid waste that is not hazardous and not radioactive that has arisen from agricultural, domestic, commercial or industrial sources.

A chain of command that is straight from the top office to the lowest position.

A deviation from aplanned project that is measured by comparing the budgeted cost of work done to the cost of the work already performed.

The application of the scientific method to investigate any relationships amongst natural phenomena or to solve a technical or medical problem.

A device that is used to remove particles and dust from gaseous pollutants such as smoke. It uses liquid to trap any solid matter.

A loan with a good record of repayment that has been on the books of the lender for more than one year.

Ranked after the first term of importance. It is second behind the first.

An obligation that arises from the primary obligation of a transaction or contract.

A negotiable or non-negotiable investment or financing instrument that can be sold and bought on the finnacial market. Bonds, stocks, debentures notes and options are included.

1. A consumers choice to select a service or product. 2. The products that a company will offer to its customers.

The ability to do what has to be done without any outside influence from situations or people.

Too much self interest will diminish the benefits of a large group. The focus on activities and actions that are for the benefit of the individual.

A debt that has a prior claim on an issuers assets and income than junior or lesser bonds have.

A list of transactions in an order alphabetically are measured in order to see if the income minus the expenses is equal to total profit.

1. Hardware.The most powerful and stringest computer in anetwork housing software for servers and stores and manages data and sends to private work stations. Named after a primary function. 2. Software. Computer

European phrase where the service charges have not been added to the bill.

A statement that is given to the borrowers at closing of a mortgage. It sets out all fees and costs associated with purchasing a home.

Harrassment in the workplace or discrimination where unwelcome and unwanted advances are made to a person by one or more other employees. The comments are of a personal nature and often sexual

A behaviour that is barely less than fraud. It can be a cunningness, misrepresentation or a trick.