Category: S

Essential for any organised behaviour in a group or community that is unwritten but agreed upon and establishes responsibilities and rights.

Any cell phone or internet based tools and applications that are uswed to share and distribute information. Sites such as Facebook, Twitter, YouTube, blogs.

A person or in dividual who follows and lives by the principles of a Socialist ideology or dogma.

A proof ready for printing that is shown on a computer screen and not on paper or material as a hard and finished copy.

A civil engineer specialising in the analysis of soil, drainage and factors that can influence the foundations of structures to be built on them.

A comparison, mathematically, of the different elements of financial statements. 1. Current liabilities to inventory ratio. 2. Current liabilities to net worth ratio. 3. Current ratio. 4. Fixed assets to net worth

The sorting of a range of materials that form waste products where it is made and not where it is dumped.

See general agent also. The agent who acts only for a principal and only for a particular purpose.

A supplememntal fund given to a person with a disability that does not jeopardise any government support payments.

In 1963, Allied Crude Vegetable Oil committed $175 million loan fraud when it used water filled cargo as part of its inventory to fool inspectors.

The individual who sells services and goods to another person. Their success is based on volume and sales.

an anti miocrobial agent that kills or renders inactive 99.9% of all known bacteria, viruses and fungi that are present on a surface. Based on toxic chemicals. See disnfectant and sterilant.

A situation in financial management where the internal rate of return (IRR) method may lead to an investor choosing a higher IRR that may give him a lower return than a project

A broad outline of how an objective can be acheived. It is not a formal plan and will not show every detail.

Issues that are included in a collective bargaining situation. Classified as mandatory, permissive or prohibited.

A program for computers that uses keywords and phrases to search for documents and web pages using the keywords and phrases.

A statement of financial position nmust be made with the SEC by a company that is ytrading on the public markets.

A policy in insurance that cobers things not covered by a primary policy.

A strike that has occured where labour is withheld due to teh company buys or sells from a firm where the workers are striking.

An enforceable claim that is created by a security agreement or by the law that secures the fulfillment of a pledge.The lender has security interest incollateral provided by a borrower to guarantee