Category: M

Proposition that a firm’s capital cost is independent from the capital type employed in an efficient capital market. Debt, ordinary shares or common stock sold, retained dividend earnings, or any combination of

The customer’s opportunity to form or change an impression about the firm. That instance of contact or interaction between a customer and a firm. A product, sales force, or visit is often

A mint, central bank, and commercial banks as this type of a set of mechanisms by which a government provides money as cash to a country’s economy.

since 1958 this nonprofit organization has been educating individuals in the field of finance. In person, by phone, or over the Internet, general financial guidance, credit counseling, housing concerns, debt management solutions,

A particular amount of money is used for each participating employee to purchase an annuity in this type of retirement or pension plan. The annuities’ total is paid to the employee at

On the basis of its market share a supplier has a limited degree of price setting power.

In common usage, moral hazard infers a conscious malicious, even illegal, motivation, versus an unconscious behavior change. Circumstance that increases the likelihood of a loss, or abnormal loss. Typically due to a

Mortality-table based cost calculated in life insurance policies. The policy’s face amount times the mortality likelihood, the chance that the policy will be paid out as a claim when the insured dies

The issuing firm’s specified assets are collateral in a mortgage for this corporate loan.

Mortgage borrower relief option to alter mortgage contract terms. Primarily for borrowers unable to make the mortgage payments under original mortgage contract terms. Refinancing or extending loan terms to reduce the monthly

Lender accountability in advising consumers on a mortgage loan. Holds lenders accountable for steering a customer to unsuitable mortgage types. Lenders are very opposed to any standard. They state that it is

Goal-oriented behaviors activated in humans described in this specific concept.

Stands for Morgan Stanley Country Index – Europe, Australasia, Far East. It is an aggregate index of 21 individual country indices. It is widely accepted as a non-American shares benchmark and used

Marketing products by various methods and schemes while also selling the products through various distribution channels that support the other channels selling this same product. Typically the marketer reinforces the other channels

At least three population generations are involved in this specific type of research or survey.

To provide medical benefits financed by the employer, these types of funds and trusts are arranged.

Using many different providers of components and services in the production process. This reduces production risk to the supply chain if it has a problem and keeps production on track in the

More than one layer or ply exists or comprises.

Firm like a mutual insurance company that is established for its shareholders’ benefit. Shareholders are called members. In proportion to the business amount done with the firm, the firm’s profits is given

Classifying personalities into four categories by personality typing. This test uses independent orthogonal types or scales: (1) Extroversion (E) vs. Introversion (I), (2) Sensing (S) vs. intuition (N), (3) Thinking (T) vs.