Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: M

MOM AND POP INVESTORS

Typically inexperienced or small-sum Investors who invest minimally. They do not invest any large sums, not expecting to supplement their income from stock proceeds.

MONITIZATION

Increasing the economy’s money supply by the central bank’s purchase of a security issue as a conversion of a government’s debt security issue into cash.

MOODY’S INVESTORS SERVICE

Along with Standard & Poor’s as a best known bond rating agency providing investment information through a financial analysis publication. Corporate securities, debt obligations, municipal short-term issues, treasury bills, and government agency

MORNING NOTES

Financial news given in the morning meetings as it happened the night before.

MORTGAGE LENDER

Borrowers seeking to buy a home use this money-source entity for loans.

MOTOR FREIGHT

Truck-transported commercial, manufacturing, governmental, or residential goods to their destination, be it a retail outlet or to an individual customer. This excludes rail or air transport.

MULTI FIBER AGREEMENT (MFA)

Two countries may negotiate quota restrictions on textile and apparel imports from each other under this specific international trade agreement. Under World Trade Organization (WTO) rules, MFA restrictions are prohibited and required

MULTIEMPLOYER BARGAINING

Various small to medium employers negotiate with labor unions. Employer and union representatives bargain together. Pay, employee benefits, and other employer and employee relationship topics are discussed and cooperatively resolved.

MULTINATIONAL RESTRUCTURING

Shared agreement regarding the assets and/or liabilities terms as specific types of changes to multinational corporation’s terms. Debt consolidation, organization changes in size or scale or operations can be a reason for

MULTIPLE RETIREMENT AGES

An employee’s retirement age, receiving benefits, either full or reduced. Three types exist: normal, early, and deferred. Normal retirement is the usual time an employee is allowed to retire and receive full

MULTIVARIATE DATA

Based on the variables types collected and used by financial analysts, profits, cash flow, risk, and even new product ideas are analyzed and estimated. The analysis of this data as statistics typically

MYERS-BRIGGS PERSONALITY TYPE INDICATOR

Classifying personalities into four categories by personality typing. This test uses independent orthogonal types or scales: (1) Extroversion (E) vs. Introversion (I), (2) Sensing (S) vs. intuition (N), (3) Thinking (T) vs.

MACHINE CONTROLLED TIME

No intervention by an operator is typical of total machine control of the machine’s work cycle segment.

MACROPRUDENTIAL ANALYSIS

Financial system studied comprehensively. The nation’s banking industry is such a system. Overall system soundness and system vulnerabilities, as well as financial shock absorption capabilities are study components. The operational system’s regulatory

MAINSTREAM

Readily-available, products and services appealing to the general public. Contrast to a very selective subset of the public.

MALTHUSIAN LAW OF POPULATION

Theory that populations grow at a geometric rate while food supplies grow at an arithmetic rate. Seen as flawed as limited factors were observed in developing this Law. Ignores essential factors: technology,

MANAGER

An individual accountable for specific tasks, or specific company areas. A staff of people typically report up to this person.

MANPOWER

1. In General, this is the personnel available or engaged for a specific job or task, as a resource supply. 2. In Economics, this is the total labor force of a nation.

MANUFACTURING SYSTEM

Organized production. Assembly lines, batch production, and computer-integrated manufacturing are some of the many existing types of manufacturing systems.

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