Category: L

Money available to company’s stockholders after paying incurred debt interest. The bigger the debt interest due, the less money left for distribution.

1. In General, this is defining the cyclical nature of living organisms. Tracking cradle to grave life stages: birth, growth, maturity, decay, and death across families, organizations, processes, products, and systems. 2.

Health, safety, sustenance, protection, and a means of escape, survival, and recovery of personnel is how this application of scientific knowledge ties into critical human factors.

Electronic device, the diode, that emits light by restricting electric current through it. LED-based lighting bulbs consume little current and last for decades. Red or green came from older LEDs made from

In some states, this type of agent has lesser education and licensing requirements. An agent allowed to deal only is specific forms of insurance, like travel insurance.

Pollution liability coverage as a commercial form that does not offer cleanup expense coverage if such a claim is made.

An organization’s chain-of-command job position accountable for the organization’s resources decisions to generate revenue and achieve organizational objectives. Also refer to line and staff management.

A conference carrier provides this scheduled service.

Property for lease or sale assigned to an authorized real estate broker. Also known as listing.

A insurance rider attached to a life insurance contract for an insured person who is terminally ill, providing long-term care benefits.

For making a mortgage loan, the lender charges a fee to the borrower. Typically a percentage of the loan principal.

When a company allows a white knight to purchase its most valuable assets to prevent a hostile takeover.

For loans on a collateralized security, this is the interest rate charged by the central bank of Germany.

The current market value of a brokerage account’s securities calculated daily.

2,240 pounds, also called an imperial ton. Mostly replaced these days with the metric ton or tonne. Weighs 1,000 kilograms or 2,204.68 pounds. One million dollars in new one dollar notes is

The insurer / insurance company hires one for an insured’s insurance claim investigation and settlement an insured. This person is typically and independent entity. Also refer to loss adjustor.

Income loss on a company’s financial statement accounting for litigation proceedings’ financial impact.

Lessening damage payout by hazard elimination or reduction. Insurer or outside organization inspect and engineer improvements.

A company offers a relatively low price as a pricing strategy, seeking to stimulate demand and gain market share. One of three generic marketing strategies. Refer to differentiation strategy and focus strategy.

Prepared wood, readied for the process of being used in building, construction, paper, or other similar purposes. A tree cut down, or sawed into standard boarding, lumber refers to wood at any