Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HEAT UNIT

AKA British thermal unit, or Btu in the United States.

HEDGESTREET®

Computerized trading that lets investors trade and buy hedge funds based on web activity.

HEPATOTOXIN

A substance that causes liver damage by heavy metals or chemicals. Drugs can cause this as well with prolonged use.

HIDDEN PERSUADER

A message that is subconscious to advertise an product and reach the audience without them being aware.

HIGHLY PROTECTED RISK

The highest risk when frequency and loss addresses smoke alarms, water hydrants, and sprinkler systems. There is a low premium rate.

HOLDING GAIN/LOSS

A company that recongnizes revenue and expenses in relation to changes in price and assets in inventory. Any increase or decrease is reported in a financial statement.

HOME BUSINESS

A small business run out of the home. It has few employees and has few expenses. The owner must meet state regulations.

HOME STAGING

Making an unfurnished home appear more lived in to the buyer. The buyer feels at home during the tour increasing sales. A company that does this has their own furniture.

HOSPICE

A provider covered in the medicare part A. It covers terminal care and families.

HOT MONEY

1. AKA discretionary income. 2. A short term capital that moves with little notice to another country for more profit. Massive sums are transfered into a profit friendly economy causing a false

HALF LIFE (T

The time it takes a material to lose half its amount or concentration. It is related to biodegredation.

HANDLING

Coordiating operations regarding materials or goods over a short distance.

HARD COST

The price of a hard asset like land. It is different from any costs associated with financial issues.

HARDNESS

1. the resistance of a material to changes and drilling. It is a hardness test with no standard scale. Each test has its own measure. Refer to Mohs’ hardness scale. 2. the

HAWTHORNE EFFECT

How employee motivation is affected by show of concern and change in work conditions. The better the conditions the happier and more efficient the worker. If the manager shows concern the employee

HEALTH MAINTENANCE ORGANIZATION (HMO)

A firm that gives basic long term care through volunteering. All manner of personnel are on the board. They pay a fee that lets them use services. Supplemental services are also offered.

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