The Law Dictionary

Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HARRY MARKOWITZ

An economist that made a portfolio theory. An investory will accept a larger profits.It examines risk and profit in a portfolio. He got a Nobel Prize in 1990.

HAZARDOUS MATERIAL

Any substance that can threaten health, safety, and property being transported. It can be corrosive, harmful, irritant, reactive, or toxic.

HEALTH CARE FINANCING ADMINISTRATION

A division in a department of health and human services. It focuse on medicare and medicaid. They make guidelines for providers of care to be certified.

HEALTH REIMBURSEMENT ACCOUNT (HRA)

An employer funded medical fund that reimburses to offer tax advantages for health are costs. No additional taxes are taken from the contributions.

HEDGING

Limited or offsetting the loss from changes in price. It transfers risk without buying insurance.

HEPATOTOXIN

A substance that causes liver damage by heavy metals or chemicals. Drugs can cause this as well with prolonged use.

HIDDEN PERSUADER

A message that is subconscious to advertise an product and reach the audience without them being aware.

HIGH LEVEL LANGUAGE (HLL)

A programming language that has english like syntax. Each statement can represent many languages instructions and do complex operations. I lets the programmer create without worrying about underlying machine architecture.

HIGH-LOW OPTION

An OVERTHECOUNTER COMPLEX OPTION that grants the buyer a payoff based on the difference between the high and low prices achieved by the UNDERLYING reference ASSET during the life of the transaction.

HISTOGRAPH

A line chart that uses a histogram to join the midpoints in a straight line.It ends in a polygon shape. If more data is avialable than it becomes a frequency or frequency

HOLDBACK

1. money unpaid until conditions are met. Money kept to cover costs. 2. a part of a construction loan that is kept until a stage is reached. Part of revenue kept by

HOLISTIC MARKETING

Marketing that thinks about the business as a whole to get its place broader in the customers life. It maintains many perspectives.

HOME INSPECTION

The inspection of a propery to see its safety and mechanical condition. It is done by a home buyer.

HOMOGENOUS EXPOSURE

A group of risks that lead to loss. To prevent this actuarial pricing prevents too much profit loss.

HOSPITAL INDEMNITY

Insurance with no coverage amount for a hospital stay. It pays out regularly instead or per incident.

HOT MONEY

1. AKA discretionary income. 2. A short term capital that moves with little notice to another country for more profit. Massive sums are transfered into a profit friendly economy causing a false

HAGUE RULES

A 1922 convention that make the basic obligations for a shipper and ocean carrier regarding goods with a bill of lading. It prevents dissatisfaction and liabilty due to cargo damage. 90% of

HAND LUGGAGE

The bags a passenger can carry on a seating cabin. It is not checked in. It is restricted.

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