Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: H

HOME STAGING

Making an unfurnished home appear more lived in to the buyer. The buyer feels at home during the tour increasing sales. A company that does this has their own furniture.

HOSPICE

A provider covered in the medicare part A. It covers terminal care and families.

HOT MONEY

1. AKA discretionary income. 2. A short term capital that moves with little notice to another country for more profit. Massive sums are transfered into a profit friendly economy causing a false

HALF LIFE (T

The time it takes a material to lose half its amount or concentration. It is related to biodegredation.

HANDLING

Coordiating operations regarding materials or goods over a short distance.

HARD COST

The price of a hard asset like land. It is different from any costs associated with financial issues.

HARDNESS

1. the resistance of a material to changes and drilling. It is a hardness test with no standard scale. Each test has its own measure. Refer to Mohs’ hardness scale. 2. the

HAWTHORNE EFFECT

How employee motivation is affected by show of concern and change in work conditions. The better the conditions the happier and more efficient the worker. If the manager shows concern the employee

HEALTH MAINTENANCE ORGANIZATION (HMO)

A firm that gives basic long term care through volunteering. All manner of personnel are on the board. They pay a fee that lets them use services. Supplemental services are also offered.

HEDGING

Limited or offsetting the loss from changes in price. It transfers risk without buying insurance.

HERD INSTINCT

A group of investors that are vulnerable to stock prices and sell as a group.

HIGH PRICE STRATEGY

Used when a super premium segment is near the top of a market, a cheaper product is crowding the bottom, and when the scope is a prestige brand.

HIGHLY TOXIC

A chemical swallowed that is lethal or can burn skin in the right concentration. It can also be a mist, dust, or fume if breathed for an hour. It is tested on

HISTORICAL METHOD

A CREDIT RISK exposure computation methodology for SWAPS using historical INTEREST RATES. Under the historical method past interest rate (or swap rate) data is used to create a statistical distribution of rates.

HOLDING PERIOD

1. the time an asset is held by the woner for tax benefits. 2. When a check is held before it is deposited. 3. the time a hotel keeps a room for

HOME DEPOT

A retailer of home improvement products. It allows customers to do it themselves.

HOMEOSTASIS

The ability of the living things in a system to survive despite changes in a limit. Feedback mechanisms make self regulation possible keeping things balanced.

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