An alliance started in 1955 of volunteers combining the american federation of labor and the congress of industrial organizations. There are 56 unions that advocate the union and employee rights.

A group of insurance companies that helps its fellow members standings.

A law signed October 22, 2004 that gives businesses and farmers investors tax breaks. A new credit was made for manufacturers, S corp rule changes, international tax, repealed the FSC/ETI, and boosted

A nonprofit that manages personnel education and training to improve employee skills. It was founded in the early 1900s in New York, NY. Managers get training in seminars, conferences, online courses, books,

A group that are leaders in marketing. It was started in the early 1900s and has 76 chapters with thousands of members. The members get information to help their businesses. They stay

A provider of insurance that helps serve issures of bonds. A high credit rating occurs because there is low risk.

Any US nongovernment group that manages standards for the US industry system. Academics, special interest groups, users, and vendors use this as a forum to set standards. Its a voluntary position but

An OPTION that can be exercised at any time prior to, and including, maturity. See also BERMUDAN OPTION, EUROPEAN OPTION.

A room rate at a hotel that includes meals. Refer to en pension rate.

When congress passed a bill of 32 billion in recovery funds to help struggling states and prevent unemployment from harming the economy. Police and fire services were also aided. It was done

The way a hotel or restaurant serves its customers. Portions of food are plated in the kitchen by employees and served individually by a member of serving staff. Refer to english service

A certificate representing claims on foreign equities. They are issued by the US through a transfer agent. The agent works on behalf of the issuer.

The largest standards source for materials, goods, services, and any system. Additiona information is also published like sampling methods, testing methods, effects of agents, and safety guidelines.

The second biggest stock market in the US. It’s in downtown manhattan. Small and mid size companies are on the market. Foreign securities are also on the market. AKA curb exchange and

The standard measure of wire diameter. The thicker the wire the lower the number of wires combined to make it. The wire can be copper, aluminum, and any non iron non steel

Laws that cover civil rights to disabled individuals. They get equal facilities, opportunities, access, accomodations, buildings, communications, and transportation.

A party that is not involved in litigation but gives expert testimony when the court asks. They can support public interest not being addressed in the trial.

A chart illustrating monthly payment breakdowns. Interest, principal, and declining principal over the life of a loan.

Liquidating regular payments at an interval over a specific period of time.

In INSURANCE, the lesser of a POLICY CAP on a contract and the MAXIMUM PROBABLE LOSS to the INSURED. INSURERS use amount at risk to estimate potential losses within their PORTFOLIOS.