A group of graduate of a school. They are male and female. The male version is alumnus and the female is alumna.

An online shopping site that is very popular. It has books, electronics, music, furniture, and clothes. The user can buy an item from another user like ebay. It was started in 1995

The way a place feels due to the physical atmosphere. It is meant to make customers come again.

Weather or atmosphereic conditions in a place. It changes from day to day.

The maximum pollutants in a building and its surroundings.

When an arbitrage authority considered a claim to be exaggerated. A compromise will be made.

Extra features to make something appear more desirable or to make something seem more valuable than it is.

When independent agents sell insurance for a bigger company. AKA independent agency system.

An organization for investors who are individual.

When a hotel offers breakfast. It includes 2 eggs, bacon or sausage, bread or toast, jelly, butter, pancakes, cereal, coffee, tea, and juice. AKA american style breakfast. Refer to continental breakfast and

A party that lobbies for any midsize businesses. They promote growth and create a higher standard of living for the american businesses they represent. It has executives of participating companies on the

A school that researches life insurance and publishes the results for the public to read. Agents can also continue their education here.

A government agency that controls work exposure for chemicals and other agents. The limits are followed world wide.

A group of insurance agencies groups who exchange data and decide legislative issues.

A new way to evaluate satisfaction in american households. The goods and services are financial, insuance, durables manufactured, nondurable manufactured, public administration, government, retail, services, communications, transportation, and utilites.

A negotiable certificate issued by a US BANK representing a foreign company

COMMON STOCK issued by a foreign company in the US marketplace. ADSs, denominated in US dollars, are registered with the SECURITIES AND EXCHANGE COMMISSION and are traded on an EXCHANGE or OVERTHECOUNTER.

Stock from a foreign countries business that his held in a US bank for the stockholders. It is issued against ADS.

A group started in 1885 to research and discuss economic trends. The headquarters are in Nashville, Tennessee. The members are scholars, business men, government employees, and nonprofit members. A meeting is held

A corporation that issues credit cards to people worldwide. It also has travel programs and privileges for being a member. Many cards are offered to meet the customers needs. It was founded