A fund that has money in it from an insurers business in the state. It is required by the state. It is used to cover debts and claims. It is called an

Any barriers that are set in place to prevent access to property. It is done to prevent damage and protect from danger. It can be a fense, casing, or screen.

An account for a house that a guardian can get to as manager of the affairs of a disabled person. It is in the name of the beneficiary and the guardian and

The party the court deems responsible for an incapacitated, handicapped, or minor in court.

A deed a guardian is given to sell a property. It is given when the court sees the original owner is not capable of making decisions regarding personal affairs.

Any cost the guardian of a minor or adult has. They are tax deductable.

When a small firm can compete with a bigger one getting a narrow niche of profit. It can be extreme specialization, impressing customers, providing great service, having fast response time, fast turnaround,

Laws about nonforfeiture and value that are standard. The NAIC committee developed the laws, specifically Alfred Guertin in 1947.

A guess based on broad assumptions and calcuations.

Accommodations that are larger than a bed and breakfast. The breakfast is in the room charge but does not cover alcohol. It can be a low budger room or luxury apartments. They

A law limiting the passenger rights in an automobile to get a refund from the drivers based on negligence. Negligence has to be proven to get the funds.

Coverage for hotel or motel property. It can cover a safe deposit box and legal liability for damages while in the insured’s possession.

A party that has special permission to work temporarily in another country when a shortage occurs.

Guidelines written to give broad advise on procedure instead of precise requirements and standards.

A BANK LINE granted to a customer that is used by the lending institution for internal management purposes and is not specifically communicated to the customer. Since the client pays no COMMITMENT

Words printed on the top of a page in a reference work to help the reader find a word they are looking for. It is on the left or right hand page.

A practice that allows leeway in its interpretation.

Asset lives that decide tax depreciation of a building or equipments. It uses categories for apartments and warehouses.

The most premium the IRS can charge under life insurance.

Any ideas that give an organization guidance in circumstances even if goals change and work changes.