The amount of money given back to the insured when a policy is cancelled or the rate is adjusted or the premiums have been over paid.

An official confirmation or approval of a document such as a ticket after it has expired or changed.

1. The adjustment up of currency value in respect to another currency value or exchange rate. 2. The adjustment up of the book value of assets.

A benefit that is offered to credit card holders that will allow them to get credit for a returned item even if the seller does not take returns.

The major source and a regular part of total revenue of a government or firm for example.

Any profit that an advertiser makes that is based on what is spent for promotion.

A cheque that is returned after it has been dishonoured by the bank.

A leading company in news and information reporting arpound the world.

A project that does not need an investment of capital but requires continuing expenditure.

Reverse logistics. The practice of collecting any outdated, damaged or goods that are unsold and returning them to the manufacturere or supplier.

A method where a product is de-constructed to see how it was made initially.

A way of re-introducing a by-product or waste product back into the process of manufacturing.

The measurement of any capital investments made with regard to their profitability and overall efficiency.

A loan using the equity in his home to secure another mortgage and gets lumo sums paid preiodically. The loan is paid when the house is sold after the borrowers death.

An auction where more than one seller is selling items and are competing for a price that is acceptable to the buyer.

The returning of goods that are damaged or unsold back to gthe supplier or manufacturer.

The final that is to be paid on rating plan that is retrospective.

Where an individual, corporationor business needs to pay taxes on any income that is earned another state.

The provision in an insurance policy that states if the insured dies between certain dates, the policy a face value and the cash value on the date of the death of the

1. The bias that is shown againstb a majority group and a min ority group. 2. Any act of giving anything to one group causes automatic discrimination over evry other group.