Deposit a borrower pays to lock in their interest rate for the period while their mortgage application is processed. If interest rates drop, the borrower may choose the lower rate.

The handbook or manual that contains all of the rates for coverage. This manual may contain other items including the guidelines to field underwriting, agent guidelines, and cash forfeiture values.

Shown as a relative amount between changes in variables over a precise period. Stock traders depend on the swiftness of change of one stock price relative to another stocks price.

The rate in which the value of a capital asset drops due to certain variables such as the wear and tear, physical deterioration or the technological obsolescence of the asset.

The rate of economic growth is designed to determine the economic growth or decline over the course of the year.

The rate of exchange is the monetary value of a determined amount of foreign currency on any given day.

The rate of inflation is calculated by how low or high the prices of services and goods move all the way through the nation?s economy.

This rate is calculated by using the birth rate minus the death rate. It is a rate that is equivalent to the population increase or decrease without migration being factored in.

Essential rule of investment that states that an investor should make an investment where the rate of return is larger than the prospective cost of the capital (time deposit interest rate).

This number, found by dividing the total sales revenue in a given period by the average inventory, is the number of times that a firm sells out of its merchandise.

The rate structure is a set of causes that a utility firm uses to compute the consumers charges. Water bills and telephone bills can be straightforward while electric bills are complex.

Rated is a term that is used in reference of the coverage, which costs more due to a preexisting injury of an insured party.

The amount of time that a piece of equipment, a machine or an appliance is expected to last as stated by the manufacturer depending on specific patterns and conditions of use.

1. Marketing: The percentages of total audiences who choose one media type over another, i.e. TV versus radio. 2. Securities trading: Ranking of secure debts based on the issuer?s earnings, etc.

The Rating Bureau is an organization responsible for classifying rates and hazards of certain risks depending on the geographic area or location.

The size of a television channel or radio station audience which is expressed as merely a percentage of the whole, potential audience size.

This is the procedure used to determine the cost for premiums for a group based on the risk they represent. Factors including age, cost to administer and sex are considered.

This important technique of financial analysis where quantities are converted into ratios for meaningful comparisons, with past ratios and ratios of other firms. Ratio analysis determines trends, strengths or weaknesses.

A test where a certain number of employees on the low end of the pay scale must equal 70 percent of the employees on the high end of the scale.

1. Behavior guided by reasoning and not by emotions. 2. A Thinking process that uses logical, systematic methods in drawing a conclusion. 3. A person who can draw logical conclusions.