The formulas, intelligence, systems, policies, patents etc., resulting from products the firm has made over time.

Manner where the load bearing members of a framework support each other in load sharing.

European funds invested for purposes of economic development in Europe’s poorer nations.

Joblessness created by changes in demand not by lack of demand.

An economy or organization wide recurring change created by factors like seasonal patterns and long term trends.

A framework or construction with elements identifiable giving stability and form and able to resist strains and stresses.

Process of selling capital assets including any real estate in ways permitting deferrals of tax.

A fixed number of payments will be required over a fixed time period.

Corporation privately owned providing students with loans for graduate and under graduate studies.

The research, examination, identification of aspects or factors of an event or activity.

Process where cargo is loaded into empty containers then sealed and transported to a carrier. Also known as vanning.

System of classification used by Morning Star assisting investors with allocating assets.

The format for written communication followed by all departments of an organization.

Repeated observations in several contexts that become accepted as an empirical truth and set boundaries that all new hypotheses need to conform to.

A separate account kept under safe keeping with a bank.

An agent who reports to another agent and not directly to the company.

The broker who is an intermediary from whom another broker will acquire the reinsurance needing to be placed.

Latin-under a judge. A matter or case that is before a judge or court for determination.

Collecting parts together to be a unit that is used to make a larger item or a final item.

Reference to the IRS code permitting an investment company or a real estate investment trust , REIT,to avoid a double taxation .