A research institute that is staffed with experts that are engaged for discussing policy issues of government and business.

Strategy used in developing creative and critical thinking.

Using threats, coercion, mental or physical torture to get information or a confession from an accused prisoner.

Check that has been endorsed by the payee to a new party who then becomes the holder of the check.

Legislation that can hold a third party contributing to damage or injury of another party.

Non-profit or voluntary economy sector serving as ‘an intermediary space between business and government where private energy can be deployed for public good’ as stated by Jim Joseph. Also known as tertiary

Name that groups all the poorest nations of Africa, Latin America, Asia and the Middle East that have a colonial past and are developing, less developed or a least developed country.

Liability insurance bought by an insured from the insurer to protect against claims from another party.

The property of a gel to turn into a fluid under pressure and to return a gel when pressure is released.

Economist whose writing “An Essay on the Principle of Population” suggested the population of the world would increase greater than the ability to feed it.

Computer program helping to systematically group ideas in different levels and creating a logical structure for a report, plan, proposal etc.

Method of breaching a secure facility, operation or a system by exploiting any vulnerable points.

Eight management styles that differ in their levels of effectiveness.

Clause nearly obsolete where an insurer will not pay more three quarters of the cash value of an insured property.

1.Boundary if passed has different state of affairs existing. 2. Maximum or minimum value serving as a benchmark to compare and guide any breach that can cause a review of a situation

The smallest amount of exposure levels that will cause a specific and measured effect.

Plan for retirement including an employee savings feature.

B/L issued for the containerized door-to-door shipment that will use different modes of transport between the origin and destination.

Flight from origin to destination with one or more stops.

Charge for a flight involving more than a single airline and changing air craft.