Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: Finance Dictionary

HARDHAT

1.metal or not plastic helmet needed on construciton and industrial work. 2. a person who works in a hard hat zone.

HAWKISH

Using forcefulness to get goals instead of diplomatic means that are gentler.

HEAT UNIT

AKA British thermal unit, or Btu in the United States.

HEDGESTREET®

Computerized trading that lets investors trade and buy hedge funds based on web activity.

HEPATOTOXIN

A substance that causes liver damage by heavy metals or chemicals. Drugs can cause this as well with prolonged use.

HIDDEN PERSUADER

A message that is subconscious to advertise an product and reach the audience without them being aware.

HIGHLY PROTECTED RISK

The highest risk when frequency and loss addresses smoke alarms, water hydrants, and sprinkler systems. There is a low premium rate.

HOLDING GAIN/LOSS

A company that recongnizes revenue and expenses in relation to changes in price and assets in inventory. Any increase or decrease is reported in a financial statement.

HOME BUSINESS

A small business run out of the home. It has few employees and has few expenses. The owner must meet state regulations.

HOME STAGING

Making an unfurnished home appear more lived in to the buyer. The buyer feels at home during the tour increasing sales. A company that does this has their own furniture.

HOSPICE

A provider covered in the medicare part A. It covers terminal care and families.

HOT MONEY

1. AKA discretionary income. 2. A short term capital that moves with little notice to another country for more profit. Massive sums are transfered into a profit friendly economy causing a false

FACILITATING AGENT

A party that gives services like transporting or warehousing. It doesn’t hadle paperwork.

FACULTATIVE OBLIGATORY TREATY

A hybrid of FACULTATIVE REINSURANCE and TREATY REINSURANCE where the CEDING INSURER can choose to assign certain RISKS to the REINSURER, who is then required to accept them.

FAMILY TRUST

A trust that lets a parent transfer asstes to children to prevent a spouse from getting it.

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