Category: D

A bank that takes savings from general public as demand or time deposits. It pays a fixed rate or variable rate. AKA savings assocuiation, savings institution, and thrift institution.

A symbol to describle color or characterists tha effect the product’s user. It must be distinctive enough to be on its own. Refer to suggestive mark.

Less quality and range of knowledge due to downsizing or lack of opportunity to learn.

An adverse effect on humans due to exposure to substance that varies by dose. A threshold is said to exist.

The limit past deviation will breach a contract or affect an item.

The analysys that asks questions and looks at the answers.

A material shaping process that metal die is pressed into it to make a cut.

Similar products made by a few manufactuers. They each make theirs slightly different to get more profit.

The 4mm tape that stores 4GB. It is replaced by the DLT that stores 35 GB using longitudinal recording.

Paying through electronic means over the internet. Paypal is an example of this.

Transferred COMMON STOCK that fails to convey good title to the new buyer as a result of errors or omissions in form or authorization.

An unethical (and sometimes illegal) practice where a BROKER sells commissionbased products through a client

An INSURANCE mechanism that provides the INSURED with a payout only if two separate TRIGGER events occur. One trigger is often related to a traditional insurable OPERATING RISK (e.g., damage or destruction

The amount of trades a firm completes on a daily basis. The cost of administration and commission is added to this.

Documents and records the public has limited access to.

Organized and structured repository that has indexed information in it for easy use. Retrieving, updating, analysys, and output is much easier to do this way. It is stored in a computer by

The date when a new security is issued by the underwriters. It is different than an issue date.

An intraday LOAN created when a BANK transfers funds in excess of its balance held in a reserve account with the CENTRAL BANK. Overdrafts may also occur in the accounts of interbank

A party that is appointed as director with the firm’s articles. They have consent to hold office and have full rights. They are responsible for the acts they do.

A bank that underwrites and trades in bonds and debt securites. These are issued by the government, municipalities, or corporate entities.