Category: D

A mechanism where the INTEREST RATE on a FLOATING RATE NOTE or BOND is fixed once rates fall below a predefined level. The drop lock allows the issuer to lock in a

A document that a cosignor makes to certify a dangerous good is in accordance with international shipping standards.

Protection against loss of equipment and media used in data processing. It also helps with restarting business operations. It is in the specified risk or hazards that the items covered are listed.

The date when a product is made or when it is as it is described in the technical literature.

A party that takes a position and sells it in the same day.

The days a firm needs to make capital into revenue. The fewer days the more efficient.

Cargo that is dense and takes up 70 cubic feet or less.

A card used to do cash transactions that is not a credit card. It is taken from the balance of the cardholder. If it is more than is available than it is

An agreement between creditors and the firms to reorganize liabilities to make it more feasible. It is done to avoid foreclosure or liquidations. It can involve forgiveness, rescheduling, and conversion into equity.

The measure of loudness or signal strength. 70db at 3 feet is normal. 90db is ok for workers for eight hours. It is named in honor of Alexander Graham Bell. If changes

An industry that goes down or stays the same because of demand declines for many reasons. A declining economy, downgrade, upgrade, and technology change can do this.

Reasoning from the general to particular elements for laws on an observed occurance. It is one of the three modes of thinking. AKA deduction.

Any security that exhibits less volatility than the market as a whole (i.e., its BETA is less than 1.0), providing lower, but more stable, returns. Investors often acquire defensive securities during periods

A purchase contract for one to ten years.

A unit for energy demand estimation. It is used in heating or cooling. Indoor temperature is 65 fahrenheit. For one degree increase or decrease from the outside one heat or cool degree

A component added to protect against delays beyond the workers control.

A contract that is not payed for yet by an insured party.

The scale of quality made by W. Edward Deming. The guideposts are used by Japanese companies. 1 is consistency. 2 is adaptation. 3 is no relying on inspections. 4 is reducing vendors.

The process of converting a memberowned mutual organization into a public company through the flotation of COMMON STOCK. Once demutualization occurs, members/ customers are separate and distinct from owners/investors.

Charges on earning based on wasting a resource taken out or reserce. It can be reduced over the years to 0. It is not cash outlay in the books or funds earmarked.