Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: D

DATA ACCESS TIME

The time a computer takes to respond to a request the user makes. The time depends on where the data is kept. Refer to data transfer rate.

DATABASE MARKETING

Any communication, promotion, and selling based on DBMS. It stores and defines data for a firm’s marketing or selling. A customer profile is made for each personal, demographic, geographic, and psychographic characteristic.

DATING

When seasonal industries ship goods before the date of the season. Its like a prechristmas sale giving cash in times that are lean.

DAYLIGHT SAVING TIME

Adjusting clocks forward to make working hours start early and end early. More daylight is left for business and spending.

DE MINIMUS PRINCIPLE

A law that doesn’t bother with trifles. It is used for insignificant offenses. In latin its de minimus non curant lex.

DEALER FINANCING

Indirect loans that a customer gets from a retailer. It is from a third party financial institution.

DEBT CAPACITY

1. assessing the debt of a party can repay in a reasonable time without losing its viabilty. 2. the amount of debt a firm can have based on a loan agreement or

DEBTOR-IN-POSSESSION (DIP) FINANCING

Funding arranged for a company in BANKRUPTCY that is filing a REORGANIZATION plan; the bank group providing DIP financing generally assumes some level of control and/or COLLATERAL in order to protect its

DECK CARGO

An item like cattle or lumber on the main deck that cannot be stored below deck. Some cargo is required by law to be carried this way.

DECONTAMINATION

Taking hazardous substance from an employees body or equipment to prevent health problems and environmental risks.

DEFICIENT FILING

Documents about a case and filed with the court. The are incomplete but have no fees.

DEFORESTATION

Clearing forests or removing trees to make land for housing, agriculture, or firewood. Nothing is replanted and no time is allowed for forest regeneration. It is connected to the greenhouse effect and

DEHYDRATION

1. taking water from a mix. 2. when the body has too little water in it causing electrolyte imbalance. Excessive loss of water or not enough intake is the cause. Coated tongue,

DELEGATIVE LEADERSHIP

When a leader gives authority to make decisions to the employees but is responsible for the results.

DELTA

The change in price compared to the price of the underlying futues asset. A call is between 0 and +1. A put is 0 to 1. It shows how likely an option

DEMOGRAPHIC SEGMENTATION

When a market is separated based on demographics of the customers. It defines niches that need promotion.

DENSITY

The weight per volume used to describe compactness. It is in kg/m3 or lb/ft3. Sometimes lb/gallon and kg/l are used as well.

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