The number of new employees hired during a period of time. It is expressed as a percent of the total employees.

Goods used in the operation process, marketing, or administration. They are not part of the final product. Or a party who is not the main culprit but connected to a crime. Refer

An unforeseeable and unexpected turn of events that causes loss in value, injury, and increased liabilities. The event is not deliberately caused and is not inevitable. Refer to incident.

Acceptable guidelines for health insurance and accident insurance in Canada. AKA uniform accident and sickness act.

Controling accident potential by preventing escalation, achieving a safe state, or balancing consequences.

The calculated probability that an employee will be harmed at their job. This comes with machinery, electricity, fire, chemicals, and heavy objects.

An insurance policy that pays when the insured person dies. This is a death due to accident or incapacitating injury.

Placing anothers concerns befor your own to solve an issue. This is a good low stakes move to encourage long term business. Refer to accomodations.

A loan given that will not benefit the lender.

Making it easy for disadvantaged groups to access and use an establishment. Refer to accommodation.

Stimulating economic growth by giving out more money. It decreases federal funds wrth making money easier to borrow. Refer to federal open market committee,tight monetary policy and federal reserve

When a shopper is asked questions while shopping about the experience. Night clubs and athletic centers use this method. Refer to solitary shopping or shopping alone.

A party who agrees to a crime as the main criminal or in accessory.

A skilled person in a speficic area. Or the past tense of accomplish.

An original copy of a bill of landing for an order that must be shipped.

When two parties sign a contract that releases the other in return for some compensation.

An agreement in Europe that is given to goods shipped by motor vehicle. These goods are dangerous and must be handled carefully. Similar to the DOT hazard code in the US.

A representative who manages a client, large customer, or acts as an agent broker. AKA registered representative.

The statement on an account over a period of time.

When a bank asks for the applicants account history for credit approval or loan renewal.