When a company has more profit in import than export.

A FINITE INSURANCE CONTRACT where the INSURED shifts the timing of losses that have already occurred, as well as those that have been INCURRED BUT NOT YET REPORTED, to the INSURER. In

A negative effect caused by environmental factors. This occurs when the body reacts unfavorably to a sudden change.

When cash is given for insurance policy due to extreme need on the insured’s part. The money may also be reinvested somewhere else.

An AUDIT OPINION by an external auditor indicating that a company

When a party claims ownership of a propety they have been in for more than 12 years. It can also be claimed on abandoned property or it can go unchallenged by the

When an insurance company covers someone who is lieing about a preexisting condition. The policy harms the company that took the application. AKA antiselection.

A party related to a person owning a trust. Or an employee who has interest in the company trust.

Using property without owner permission. Commonly used in relation to easements and water authorities.

A witness who gives negative evidence against the party who called them as a witness. Refer to hostile witness.

Buying an advertisement to get new customers or improve relations with the old customers.

The letters on any ad that are designed to get a buyers attention.The headline is most important here. Shorter is better but if well written a long ad will also be effective.

Using current sales and marketig costs to see how effective an ad campaign is.

Parties in a company appointed to advise on a borad of directors. They are not legally responsible for what happens or are they elected.

Software added to other software to display ads. It is a threat to the user and leads to hacking. It is installed without the users knowledge. Software has been made to prevent

A term meaning that an activity requires oxygen to complete its work. Refer to anearobic.

Super fine liqid drops like fogs and smoke. They can be naturally occuring or man made. Climate changes can occur as well. Or a dispenser of products that cannot be refilled. A

A beautiful image or element. It usually has darwinistic symmetry.

The document that identifies loss of a security. It can be stolen or simply destroyed. The details of the loss are on the document and once made a replacement can be requested.

Companies that have a shared resources, interests, or business dealings. Or a website that sells products they don’t physically own for commission. Refer to susidiary.