Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

HELD COVERED

1. insurance term for a rule acceptance of insurance risk as long as extended cover exists. 2. AKA direct covered.

HELP DESK

A call center to give user assistance on computer related issues. Individuals with a background walk a user through a process. A single product can have many help lines.

HELP WANTED ADVERTISING

An ad in the paper an employer places to find a new employee. It shows the job vacancies and economic growth.

HEMATOPOIETIC

A chemical agent that decreases oxygen in blood causing death.

HEMORRHAGE

A big loss of blood in a short time. It is also spelled as haemorrhage.

HENRY PAULSON

The former Treasurey Secretary of the US under the Bush administration. He is chairman and CEO of Goldman Sachs before his appointment.

HEPATITIS

A disease that causes liver inflammation and liver cancer or failure. it is prevented by a vaccine. It can cause flulike symptons but is spread by Hepatitis A and Hepatitis B. It

HEPATOTOXIN

A substance that causes liver damage by heavy metals or chemicals. Drugs can cause this as well with prolonged use.

HERD INSTINCT

A group of investors that are vulnerable to stock prices and sell as a group.

HEREUNDER

It refers to terms and guidelines in the documents.

HERFINDAHL INDEX

The size of firms in relation to the industry. It relates to the competition on the market. AKA Herfindahl-Hirchman Index (HHI). It is named after Orris C Herfindahl.

HERMENEUTIC CIRCLE

The idea that understanding or interpretation that no description is free form the observers experience or ideas about thier values.

HERSTATT RISK

The cross currency risk when working hours of the banks to not meet due to time zones. It can cause a chain of cross defaults if business is not handles in a

HERTZ (HZ)

The unit of frequency per cycle. It can be in kilo hertz or mega hertz or giga hertz.

HERTZBERG’S TWO FACTOR THEORY

The idea that employee satisfaction can motivate or cause dissatisfaction in performance. Frederick Herzberg researched this in the 1950s.

HETEROGENEITY

A characteristic of services that show change from one service to another or change in day to day customer service. It is hard to standardize and is the opposite of homogeneity.

HETEROGENEOUS

A group of items that are different. It is the opposite of homogeneous.

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