A term coined by Karl Marx in his famous work, Communist Manifesto, for the lower working class constituting the wage workers. The classification on who quails for the term has been varied

An agreement between two parties, the lender and the borrower, in which the lender promises to pay a set amount of money on a set date. Usually made if the lender is

The legal enforcement of a promise. Made by words or conduct to the promisee without the consideration of the detriment it may cause.

An act by which an employer gives an employee a new position with an increase in salary, higher level of responsibilities and a new job description. The new position is always superior

A person or persons who want to sell or put forward and idea for a project or a business plan to another party. The other party can decide to lend support or

Used in marketing to highlight a product and promote it to the general public by advertising and publicity. It is a way to increase sales in a particular category as it is

This type of advertising is aimed at the people who will be buying the products. It will outline any relevant discounts and sales specials that are available. It will specify the particular

This is a discount that is used in times of slow business that will hopefully increase business over this period. It can be a discount on the full price or include other

The message that the company is conveying about its products or services. The message will be repeated across all types of media for advertising and could include a slogan or saying that

The burden of proof that is put forward by the prosecution used to determine a persons guilt or innocence. The defendant is always presumed to be innocent unless the burden of proof

This is the evidence that will establish whether or not a particular idea or solution is at all feasible. An idea will need to feasible if you want a third party to

This is the receipt that has been signed by the person that an item has been delivered to. The item was in a good and undamaged condition and the receiver has accepted

This ensures the correct transactions have been recorded according to directions given by the company into the journals or ledgers belonging to the company.

This can be a receipt, label, tag or botle cap which shows that the person has indeed purchased the item specified. Often used in promotional campaigns to increase sales of a particular

Legal documents. Proof that a legal document has been delivered and accepted by the party it is intended for. Documents such as a writ or a subpoena to appear in court on

The subsequent checking and rechecking of a written document before it is sent to the printers. It includes checking of spelling, grammar, layouts, photos, headings and indexes in books, magazines, leaflets, pamphlets.

A message that is aimed at a specific audience that will try to change their thinking to that of the person releasing such propoganda. It will often contain disinformation to promote a

The physical and tangible damage or destruction that is done to property. It can be damage dome by people such as broken windows or it can be classed as acts of God

Insurance cover that is used to protect the property of another person from damage and injury. It is usually combined with a body injury liability policy.

This is a payment that is made to the owner or a stake holder of an investment. Share holders receive a dividend each year depending on the number of shares they hold.