A valued instrument that receives an additional income boost from the interest that has accrued on each of its assets.

The fundamental right of every person to freely decide on their own political status and to pursue their own choice of economic, cultural and social development. It is embodied in the US

The belief that a person nhas in his own ability to accompliush any task and to deal with any challenges in life.

A person who obtains their own work and where the rules of employment do not apply. They may employ other people to get work completed.

Taking a look at one’s development and progress to determine if a situation has improved and what area may need improvement.

Called auto financing. A project or firm that is able to generate its own growth capital from its income. It does not rely on outside sources for income.

An expectation about a circumstance that can be negative or positive that can affect how a person acts that causes the expectations to be fulfilled.

1. The full responsibility for the funding of a project. 2. A plan of healthcare where the employer pays for actual claims and not any anticipated claims.

A scheme that is sponsored by the government where members of the community are encouraged to improve themselves through the means of creating self employment, food growing or providing themselves with shelter.

A declaration or an act that occurs during an investigation where a person or witness incriminates themselves either expicitly or implicitly.

The amount the insured must pay in a liability insurance policy before the insurance comapny will pay. This is paid directly by the insured to the claimant.

Too much self interest will diminish the benefits of a large group. The focus on activities and actions that are for the benefit of the individual.

An expense or obligation that is able to make repayments to fulfill that obligation. A hire purchase for example.

An offer or gift that will generate more sales of a product that will pay for the promotion.

A group that is able to organise itself and whose members are able to manage and plan their day-to-day activity. There is little or no supervision on the group.

The ability a system has that it can arrange its elements or components spontaneously and in a purposeful and non-random manner.

A method of learning that is initiated and directed by the learner.

An organisation that has been authorised to enforce and develop the regulations for an industry. Examples are NASD, Financial Accounting Standards Board, NGFA, IASB.

A way to reduce cost by placing ads without using an advertising sales rep. Allows the advertiser greater convenience in placing ads.

The tendency to take credit for a successful outcome but to deny any responsibility for unsuccessful ones.