Atlas, encyclopedia, thesaurus dictionary, directory, handbook, or any other work designed to for use in finding specific items of information, rather than for cover-to-cover reading.

The act of contacting previous employers of a job applicant to determine his or her job history. Reference check may also include checking with schools attended by the applicant to verify education.

Also called working copy or convenience copy. This is a duplicate copy of an official record but not the record copy created for ease of access and use.

This term refers to how a portfolios value is measured or how a transaction is denominated.

A type of document that outlines procedures as they relate to a particular activity. A reference document outlines the procedures undertaken during an activity to avoid missing steps the next time that

This term refers to the concentration of a chemical of which adverse effects on human health knowingly occur. See also acceptable daily intake.

This term refers to written material or literature that is not a part of a main body of files, but is required as an information source.

People whose opinions, values, attitudes, preferences, behaviors and beliefs are used by a person as the basis for their judgment. One does not have to be a member of a reference group

This term refers to a letter, figure symbol used in indicating a cross-reference, or referring to a foot or endnote. The most common reference marks are asterisk, dagger, and double dagger.

This term refers to the strategy in which a product is sold at a price just below its main competing brand.

This term refers to the influence over others that is acquired from being respected and well-liked by them.

This term refers to the recommendation by a patients primary care doctor that they see an additional doctor, usually a specialist.

A referral provider is the health care provider, usually a specialist, that the patient has been referred to.

This is the period which is used to take advantage of lower interest rates, borrowers replace old debt with new debt.

This term refers to acquiring a new, larger loan that retires an older, smaller loan over a longer term, using the same assets as collateral.

This term refers to gold, osmium, iridium, palladium, rhodium, platinum, ruthenium, silver at least ‘999 Fine’ in forms such as bars, foils, leaves, powder, sheets, solutions, and wire. See also fineness.

A facility where a semi-finished substance such as oil or metal is refined and turned into a higher grader product through electrolysis or distillation.

This term refers to the converting or retooling a facility or plant to handle a different product and/or process. See also: back fitting

This term refers to the intentional acceleration of economic activity by a government, usually by using inflationary and public spending measures, to reverse deflationary trends.

A monetary policy aimed at boosting the level of the economy, usually through inflationary means such as reducing the taxation level or public spending.