A market broker who operates over the counter and not a broker from the stock exchange.

A retail price lower than that advertised and which can vary daily.

Being able to take care of yourself in an environment that can be dangerous.

1. Ability to resist force or pressure. 2. Knowledge, skill, capital or an advantage over competition. See SWOT analysis.

Aspects, both positive and negative of internal and external environments under control of the decision maker. See SWOT analysis.

1. Engineering. Force or load per unit area which will cause deformation of the body it is acting on. See strain. 2. Psychology. (1) As the cause that can lead to a

In manufacturing it is a test performed to determine the load a system can take before its limit is reached or it breaks down.

Goal that can’t be attained by steps but needs extending to the limit to be realized.

Shrink-wrap is similar, a plastic film tightly wrapped around goods or packages. Not heat shrunk but tightly stretched.

US term for liability for cleaning up hazardous wastes.

Commercial development where each establishment has road access and parking area access. Also known as a strip mall.

Achieved by the sale of standard packages of securities comprising common and preferred stock, convertible bonds with debt in fixed proportions. Also known as strips and can’t be confused with STRIPS.

State of the US dollar affecting imports and exports when traded for a higher value of foreign currency.

A market where sellers are outnumbered by buyers and prices are trending upwards.

Effected change in the frame work of an economy by impacts of policy reforms by reduction of state intervention and protectionism.

The formulas, intelligence, systems, policies, patents etc., resulting from products the firm has made over time.

Manner where the load bearing members of a framework support each other in load sharing.

European funds invested for purposes of economic development in Europe’s poorer nations.

Joblessness created by changes in demand not by lack of demand.

An economy or organization wide recurring change created by factors like seasonal patterns and long term trends.