Science of lubricants, lubrication and friction.

View that is optimistic where benefits of fast economic growth will flow from high income earners down through income levels and employment and disparity of distribution of income will be solved automatically.

A change represented by crossing a threshold that will start a reaction and lead to a different end result.

David Rockefeller founded this in 1973 and is a non-governmental group for discussing policy.

Number with 12 zeros after it. It is one thousand billions.

List of countries whose GDP exceeds one trillion dollars.

Publication size after edges are trimmed.

Method of averaging designed to reduce effects of outlier statistics.

Social, financial and environmental effects of a company’s policy.

Rental agreement where the tenant pays all 3 operating costs insurances. Maintenance and utility costs, property taxes and the landlord then receives net rent.

Employer plan offering employees choice of provider types with varying coverage and cost.

Policy comprising term and whole of life insurance.

Building with 3 townhouses or apartments.

Computer program that appears to be legitimate and useful but is secretly performing illegal and destructive functions.

Ecosystem with majority of deciduous trees.

Agricultural products that are exported by countries in tropical areas.

Dense forest of trees that are evergreen that grow in regions of heavy rainfall at tropical latitudes, Borneo, Amazon, Basin, and warm temperate latitudes, Australia, Florida etc. Diverse and complex with great

Region lying between the Tropic of Cancer, north of the Equator and the Tropic of Capricorn, south of the Equator.

Process where a lender, bank, modifies loan agreement terms that will minimise losing custom from customer’s who are incapable financially to meet previous terms.

An economics’ cycle lowest point. Compare to peak.