Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

THOMAS MALTHUS

Economist whose writing “An Essay on the Principle of Population” suggested the population of the world would increase greater than the ability to feed it.

THOUGHT ORGANIZER

Computer program helping to systematically group ideas in different levels and creating a logical structure for a report, plan, proposal etc.

THREAT AGENT

Method of breaching a secure facility, operation or a system by exploiting any vulnerable points.

THREE-FOURTHS VALUE CLAUSE

Clause nearly obsolete where an insurer will not pay more three quarters of the cash value of an insured property.

THRESHOLD

1.Boundary if passed has different state of affairs existing. 2. Maximum or minimum value serving as a benchmark to compare and guide any breach that can cause a review of a situation

THRESHOLD DOSE

The smallest amount of exposure levels that will cause a specific and measured effect.

THRIFT PLAN

Plan for retirement including an employee savings feature.

THROUGH BILL OF LADING (B/L)

B/L issued for the containerized door-to-door shipment that will use different modes of transport between the origin and destination.

THROUGH RATE

Charge for a flight involving more than a single airline and changing air craft.

THROUGHPUT

1. General. Productivity of a process, machine, procedure or system over a period of time and is expressed as a figure of merit such as output per hour, cash turnover or shipped

THROUGHPUT CONTRACT

Take or pay contract in gas and oil industry often used as an indirect guarantee for financing.

THROUGHPUT TIME

Time needed for material, subassembly or part to move through a manufacturing process. Full name is manufacturing throughput time.

THROWAWAY

Handbill or flier handed out to people on the street, placed in magazines and papers as a way of promotion.

THUMBNAIL IMAGE

1. Commercial printing. A small rough sketch representing a proposed layout. Also called squish, French for sketch. 2. Desktop printing. A smaller image of a page or graphic making it easier to

TIAA-CREF

Abbreviation standing for Teacher’s Insurance Annuity Association-College Requirement Equities Fund.

TICK MARK

A notation made on an accounting sheet showing it has been reviewed by an auditor.

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