Price that includes costs of transport where a seller retains title until goods are given to the customer. Single and multi zone pricing.

Standard form used by insurers that are worded in a set way.

US format to disclose information that is related to a franchise.

Regulation allowing the adult right to contribute funds to a minor’s account that doesn’t need setting up a trust fund. Adult will manage the account until the holder reaches 18 years of

Rules established by NASD for handling over the counter, OTC, transactions.

Rating system used to determine amounts for premiums.

Provisions recommended by National Association of Insurance Commissioners and mandated under law nearly everywhere.

Standard loan application required by Fannie Mae and Freddie Mac for single family loans for homes. Also called Form 1003.

Websites internet address, file or document. It reads HTTP://www.address/directories/filename. Also known as Universal Resource Locator, URL or web address.

Standards of bill of exchange practices of collection put forward by International Chamber of Commerce, ICC for financial institutions.

Legislation addressing securities fraud at state levels drafted by National Conference of Commissioners on Uniform State Laws in 1956.

NASD certification exam needed in some states. See Blue Sky Law.

Law detailing how to proceed when both the beneficiary and the insured died in an accident and it can’t be determined who died first.

Standards to be followed when property is appraised.

Change made in contract provisions with no consent from all parties involved.

1. Contract where one party makes another party an offer to perform an act and assent is promised by performing the act. 2. Contract where one party has an enforceable obligation.

Added cover in a automobile policy compensating for damage and loss with a hit and run driver or one with no insurance policy.

Motorist with an inadequate amount of insurance or no insurance.

Term referring to a plan that is not an insurance product.

Not including any scheduled stop longer than 12 hours.