A negotiable instrument or other evidence of debt is overdue when the day of its maturity is past aud it remains uupaid. Camp v. Scott 14 Vt. 387 ; La Due v. First Nat. Bank, 31 Minn. 33, 10 N. W. 420. A vessel is said to be overdue when she has uot reached her destiuatiou at the time wheu she might ordinarily have been expected to arrive.