RETURN ON ASSETS (ROA)
The ratio between the net income and average total assets measured during an identified period of time.
Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.
The ratio between the net income and average total assets measured during an identified period of time.
The purchase of goods or services by a bank or investment bank in exchange for lucrative feebased new issue or corporate finance mandates. Refer to tying.
Identifying, quantifying, managing, and monitoring financial and operating risk. Refer to risk identification, risk management, risk monitoring, and risk quantification.
The closing of an option to obtain a lower strike price. Refer to roll forward and roll up.
The way insurance companies get their premiums. These rates are made to cover loss and still be fair. Refer to expense loading, premium loading, and pure premium.
Cancelling insurance due to fraud or misrepresentation.
Loss that occurs when business rules are not followed. This is a subcategory of process risk.
When bankruptcy is files this occurs. The company is analyzed by trustee to liquidate assets and pay off claims. This is done before a court decides what to do with the company.
A difference in asset returns from the security market line computed by calculating the return at a certain time and comparing it to the market portfolio at that same time. Refer to
The total, unadjusted return generated for shareholders by a firm during an identified period of time. Refer to risk adjusted return on capital.
A six month to fiveplus years, secured or unsecured line of credit that can be reused over and over again. AKA line of credit and revolver. Refer to bank line, committed funding,
Loss control, loss financing, and risk reduction methods used to manage risks.
The closing of an option to obtain a longer maturity term. Refer to roll down and roll up.
The person named in a will, who is to take all the real property remaining over and above the other devises.
A fair, proper, and due degree of care and activity, measured with reference to the particular circumstances; such diligence, care, or attention as might be expected from a man of ordinary prudence
A general, usual, or stated election. When applied to elections, the terms “regular” and”general” are used interchangeably and synonymously. The word “regular” is used in reference to a general election occurring throughout
In French law. The right of repurchase which, in English and American law, the vendor may reserve to himself. It is also called “r6mfr6.” Brown.
Sp. A small collection of men or their dwellings; a hamlet. As used, however, in Mexico and in the Spanish law formerly prevailing in California, the term signifies a ranch or large
Proportional or relative value, measure, or degree; the proportion or standard by which quantity or value is adjusted. Thus, the rate of interest is the proportion or ratio between the principal and
In criminal law. An unlawful taking of a woman, or of an heir in ward. Rape.