Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: Finance Dictionary

ATTITUDINAL DATA

Data that reflects how a customer affects products and services offered. Surveys are used for this. Refer to demographic data.

AUSTENITE

Any iron that has carbon or facecentered crystaline structures. It is named after Sir W. C. Roberts Austen. Refer to martensite.

AUTO SALES

When auto manufacturers make a report of the montly sales. It shows how well the market is doing and are seasonally adjusted. The stock market may use this to curb spending habits.

ASSESSABLE INSURANCE

Insurance when a premium rate that uses possible future rate hikes to have a higher payment. AKA assessment insurance.

ASSESSMENT RATIO

The way assessed value and market value are linked. It is used for tax purposes.

ADJUSTED FUNDS FROM OPERATIONS (AFFO)

How much a real estate company has available to it. It uses operation funds, amortized funds, rent, and revenue. AKA cash available for distribution or CAD.

ADVANCE OPTION

A shortterm LINE OF CREDIT granted by an UNDERWRITER to an issuer of securities that can be drawn if the underwriter cannot successfully place the securities. The advance option thus guarantees the

ADVERSE USE

Using property without owner permission. Commonly used in relation to easements and water authorities.

AFTER-ACQUIRED PROPERTY

When property is bought by a debtor after entering a contract. Other property has already been used to secure the loan. The acquired property is safe if bankruptcy must be filed.

AGENT PROVOCATEUR

When one party convinces another to commit a crime getting that person arrested as well. Similar to accomplice.

AID PACKAGING

Arranging the funds of a project so that more than one source of financing can be used.

AIR WAYBILL (AWB)

A bill that is a receipt of goods and a contract to ship by air the goods. The terms and conditions are listed on it as well as a list of the

ALIGNMENT

1. connecting an employees goals with the companies. The employees must know the reasons for the goal and meet objectives to get the incentive. 2.placing text in a margin. The left alignment

ALL THE TRAFFIC WILL BEAR

An excessive charge that is still within the customers pay range. This makes the price as high as is possible without going past a predetermined limit.

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