Category: Finance Dictionary

The last stage in a products life that has declining sales and less customers. It is caused by obsolescence, customer changes, competition, or new requirements.

The stock listed by par value. It is treasury stock.

Investing more in safe investments like debt securities and less in risky ventures. It follows strategy to be safer. Refer to balanced investment strategy and defensive investment strategy.

A pension plan where an employer puts aside money for employees in a tax defferred account.The formula is set in advance. AKA career average benefit formula, career average formula, career earnings formula,

A chemical that doesn’t dissolve in water. It comes from floors, machine, and tools.They are made from hydrocarbon solvents like kerosene or xylene.

Energy that is 10 therms, 1 gigajoule, or 1,000,000 Btu. It is also spelled decatherm.

Taking stock from the exchange causing rule violations and inability to meet requirements of purchases when they are due.

When a company does paper only transactions and finds the best computer way to handle it. It is common for new businesses that are more profitable than expected. It switches to automated

A rule that doen’t attach liablity cost for demolition of a property that is not in need of being torn down. It is needed when ordinaces require it to be done after

Reducing the obligations on a contract. This is done by canceling a project, reducing cost, cost overrun, or correcing amounts recorded.

The units of a security that are traded without appreciation in price.

Analyzing quality to prevent failure by studying possible situations of loss.

A representative that pharmaceuticals hire to inform clients about a new product.

The nations of Australia, Austria, Canada, France, Germany, Italy, Japan, UK, And the US. They are sometimes called the north as well.

How medical providers get paid and what they get paid.

A hydrocarbon that isn’t water soluable used starting WWII to kill lice and mosquitoes. It is used in pesticides. It is nonbiodegradable and harms the environment and animals. It was made by

How data changes since it was backed up.

The idea that each market has groups of customers that vary. Innovation is not one dimensional becasue of this. Refer to adoption process.

A wireless phone system made for cordless phone use and not for cell phones. It has base stations ith 120 voice channels or 10 frequencies. The indoor range is 20-50 meters and

The placement of a NEW ISSUE of securities by a company directly with an institutional investor, without the use of a financial intermediary. A direct placement, which can theoretically involve any type