Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: Finance Dictionary

EXTENDED WARRANTY

Extending coverage on a standard warranty. The time a producer is liable pays is extended. This is offered at the end of a warranty.

EXTERNAL ENVIRONMENT

Parties and factors that surround an organization but influence it and the risks. AKA operating environment.

DARK ARCHIVE

Documents and records the public has limited access to.

DATABASE

Organized and structured repository that has indexed information in it for easy use. Retrieving, updating, analysys, and output is much easier to do this way. It is stored in a computer by

DATED DATE

The date when a new security is issued by the underwriters. It is different than an issue date.

DAYLIGHT OVERDRAFT

An intraday LOAN created when a BANK transfers funds in excess of its balance held in a reserve account with the CENTRAL BANK. Overdrafts may also occur in the accounts of interbank

DE JURE DIRECTOR

A party that is appointed as director with the firm’s articles. They have consent to hold office and have full rights. They are responsible for the acts they do.

DEALER BANK

A bank that underwrites and trades in bonds and debt securites. These are issued by the government, municipalities, or corporate entities.

DEBRIEFING

Giving a summary of a condition on the situation to the parties involved.

DEBT-EQUITY RATIO

The leverage a firm has for repaying debts. It shows capital from trade creditors and lenders. AKA leverage ratio and gearing ratio.

DECITEX (DTEX)

The linear density of yarn or filament. It is 1/10th of tex or 9/10th of a denier.

DECOMPOSITION

When a degradable material is broken down into simpler parts by a natural process.

DEFLATION

1.When the economy is in a downturn due to governmental policy. The wages go down, less credit is available, less imports come in due to demand, and the citizens money is increased

DEGREES OF FREEDOM

The independent units of information in a sample that estimate parameters on statistics.

DELAYED PAYMENT CLAUSE

A rule in life insurance concerning payout of death benefits. It occurs when the beneficiary is dead and other listed must be paid.

DELIVERED PRICE

The selling price plus charges up to delivery as decided by buyer or seller.

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