Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: F

FINANCING STATEMENT

A document a lender files for interest once property is used as collateral. It is a matter of public notice.

FIRE RESISTANT

A material that is very hard to light on fire and will not fail. The fire will not get past a certain temperature for a certian amount of time. AKA fire resistant.

FIRST NOTICE DAY

The first day of the month a notice is issued to sellers in a clearing house.It is intent to deliver and fulfill contracts. This is all done relating to futures trading and

FISCAL DRAG

A restraing on a fast growing economy under changing tax laws. The more you make the more you are taxed. Refer to automatic fiscal stabilizers. This happens when you move up a

FIVE C’S OF MARKETING

The way analysis on a market is done. It involves company, customers, competitors, collaorators, and climate. The elements are related to the many areas of business and marketing decisions.

FIXED CHARGE COVERAGE RATIO

The times interest and lease expenses are paid by earnings. It shows the margin of safety based on how likely the borrower is to default. If it is a high ratio than

FIXED TERM TENANCY

When tenancy expires at the end of the lease. A new landlord does not change this. It is also not changed by the property changes or destruction that occurs. AKA tenancy for

FLASH PRICE

The current price of a security; during very heavy volume sessions on an EXCHANGE, quote tickers become delayed with

FLEXIBILITY

How a system can change in a range and time frame. It applies to manufacturing.

FLEXIBLE WORK

When a worker gets to decide how work will be done and how to schedule. Limits may be put on this regarding core time coverage. Limits are also put on the minimum

FLOATER

(1) In INSURANCE, an ENDORSEMENT that allows coverage of moveable property to be transferred with the property between locations. (2) See FLOATING RATE NOTE.

FLOOR TRADER

A member of the stock exchange that executes orders on their account. Refer to floor broker.

FLUOROSIS

Losing teeth or joint deformities that is caused by flourides in water and food.

FOLLOWSHIP

Taking direction from a leader in a company. Both leaders and followers are needed to make a company work.

FOOD WEB

Food chains or relationships that nutrients pass on from one species to another.

FORM 10-K

Directors’ report in an official US format.

FORMULA INVESTING

Using the movement of specific indices at a preset limit, below or above a values, preset limit in the decision to transfer funds among different types of investments, as in from stocks

FORWARD EXCHANGE RATE

Contracted rate and future, or forward, date for currency spot (between two days) or exchange (more than two days) purchase and sale.

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